| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 430 E. DOUGLAS AVENUE SUITE 400 WICHITA, KS 672023409 | UNITEDHEALTHCARE INSURANCE COMPANY | $102K | — | $102K | 5.80% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $4K | $10K | 15.56% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $574 | $2K | 13.20% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $747 | $2K | 15.38% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $929 | $648 | $2K | 16.97% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | KAISER FOUNDATION HEALTH PLAN, INC. | $231 | — | $231 | 3.50% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $561 | — | $561 | 10.00% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $450 | — | $450 | 10.00% |
| IMA, INC.5 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | 112.16% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $446 | — | $446 | 10.00% |
| JAMES P BOADA3 Filed as: JAMES BOADA | 23685 BLUE FIN COVE LAGUNA NIGUEL, CA 92677 | AFLAC | $145 | — | $145 | 4.80% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 896620 CHARLOTTE, NC 28289 | AFLAC | $90 | — | $90 | 2.98% |
| ROBERT SAUCEDO3 | P.O. BOX 50772 LOS ANGELES, CA 90050 | AFLAC | $75 | — | $75 | 2.48% |
| ALEXANDER NAVES3 | 1670 W. BROADWAY APT. 13D ANAHEIM, CA 92802 | AFLAC | $65 | — | $65 | 2.15% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN HAJIMOMEN | 5752 WHISTLER CIRCLE HUNTINGTON BEACH, CA 92649 | AFLAC | $30 | — | $30 | 0.99% |
| CHARLES A. WOODWARD3 Filed as: CHARLES WOODWARD | 2103 E. 39TH STREET STERLING, IL 61081 | AFLAC | $24 | — | $24 | 0.79% |
| DANIEL TYLER ADAMSON3 Filed as: DANIEL ADAMSON | 405 S. HIBISCUS WAY ANAHEIM, CA 92808 | AFLAC | $21 | — | $21 | 0.69% |
| AURELIO VELA3 | 1561 E. ORANGETHORPE AVENUE SUITE 200 FULLERTON, CA 92831 | AFLAC | $18 | — | $18 | 0.60% |
| PEGGY K SALMON3 Filed as: PEGGY SALMON | 2203 AVENIDA OLIVA SAN CLEMENTE, CA 92673 | AFLAC | $14 | — | $14 | 0.46% |
| PABLO VELASQUEZ3 | 5036 LINCOLN AVENUE LOS ANGELES, CA 90042 | AFLAC | $14 | — | $14 | 0.46% |
| MICHAEL R. FISHER3 Filed as: MICHAEL FISHER | 50 W. LEMON AVENUE SUITE 2 MONROVIA, CA 91016 | AFLAC | $13 | — | $13 | 0.43% |
| ANDREW R GRETHEL3 Filed as: ANDREW GRETHEL | 11739 HICKORY RUN COURT LOVELAND, OH 45140 | AFLAC | $8 | — | $8 | 0.26% |
| MIRIAM HUNGERFORD3 | 33622 HOLTZ HILL ROAD DANA POINT, CA 92629 | AFLAC | $5 | — | $5 | 0.17% |
| MOLLIE D PEARSON3 Filed as: MOLLIE PEARSON | 1750 PRAIRIE CITY ROAD #130-252 FOLSOM, CA 95630 | AFLAC | $5 | — | $5 | 0.17% |
| G COOKE3 | 2832 NE 17TH AVENUE WILTON MANORS, FL 33334 | AFLAC | $5 | — | $5 | 0.17% |
| G SCOTT COOKE3 Filed as: SCOTT BLACKSHEAR | 108 ALSACE COURT PONTE VEDRA BEACH, FL 32082 | AFLAC | $4 | — | $4 | 0.13% |
| DAVID A. HOWARD3 Filed as: DAVID HOWARD | 2230 SKYVIEW LANE APT 143 COLORADO SPRINGS, CO 80904 | AFLAC | $3 | — | $3 | 0.10% |
| HOWARD KAMLET3 | 11070 KATY FREEWAY APT. 1468 HOUSTON, TX 77043 | AFLAC | $3 | — | $3 | 0.10% |
| SUWAT ASSAWAMATIYANONT3 | 7294 PANACHE WAY BOCA RATON, FL 33433 | AFLAC | $2 | — | $2 | 0.07% |
| JAMES J GRETHEL3 Filed as: JAMES GRETHEL | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $2 | — | $2 | 0.07% |
| TABELLO INS SERVICES INC3 Filed as: TABELLO INSURANCE SERVICES INC. | 1461 SIERRA VISTA DRIVE LA HABRA, CA 90631 | AFLAC | $2 | — | $2 | 0.07% |
| DUANE FRY3 | 3707 ANITA AVENUE PASADENA, CA 91107 | AFLAC | $2 | — | $2 | 0.07% |
| JOY E GUNDERSON3 Filed as: JOY GUNDERSON | 2824 SAINT ANDREWS ROAD FAIRFIELD, CA 94534 | AFLAC | $2 | — | $2 | 0.07% |
| THOMPSON & ASSOCIATES INSURANCE INC3 | 2743 S. SANDPIPER AVENUE ONTARIO, CA 91761 | AFLAC | $2 | — | $2 | 0.07% |
| KERSTIN J VANZANTEN3 Filed as: KERSTIN VANZANTEN | 40152 STOWE ROAD TEMECULA, CA 92591 | AFLAC | $1 | — | $1 | 0.03% |
| SETH JAFFE3 | 4127 E. MASSACHUSETTS STREET LONG BEACH, CA 90814 | AFLAC | $1 | — | $1 | 0.03% |
| OWEN JOHNSTON3 | 1665 N. SYCAMORE STREET UNIT 119 SANTA ANA, CA 92701 | AFLAC | $1 | — | $1 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 274 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 274 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 386 | $1.8M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 386 | $1.8M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 386 | $1.8M |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 274 | $83K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 56 | $23K |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 386 | $1.8M |
| Other(6 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 274 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 386 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.