| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC / CONSH | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | $294K | $9K | $304K | 3.91% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR WALNUT GLEN TOWER DALLAS, TX 75231 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $38K | $2K | $40K | 15.82% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR WALNUT GLEN TOWER DALLAS, TX 75231 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 2.26% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR WALNUT GLEN TOWER DALLAS, TX 75231 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $35K | $2K | $37K | 15.98% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR WALNUT GLEN TOWER DALLAS, TX 75231 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $2K | $8K | 4.34% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLELLAN AGENCY LLC DBA MOM | 2500 BEE CAVE ROAD SUITE 125 AUSTIN, TX 78746 | VISION SERVICE PLAN | $2K | — | $2K | 4.34% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR WALNUT GLEN TOWER DALLAS, TX 75231 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $258 | $5K | 15.88% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC / CONSH | — | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $318 | — | $318 | 5.21% |
| MARSH & MCLENNAN AGENCY LLC3 | — | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $298 | — | $298 | 5.29% |
| MARSH & MCLENNAN AGENCY LLC3 | — | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | $222 | — | $222 | 5.25% |
| MARSH & MCLENNAN AGENCY LLC3 | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | $204 | — | $204 | 5.43% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITYWEST BOULEVARD SUITE 2400 HOUSTON, TX 77042 | METROPOLITAN LIFE INSURANCE COMPANY | $318 | $33 | $351 | 14.93% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17 | $17 | 0.72% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITYWEST BOULEVARD SUITE 2400 HOUSTON, TX 77042 | METROPOLITAN LIFE INSURANCE COMPANY | $318 | $33 | $351 | 14.93% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17 | $17 | 0.72% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC / CONSH | — | CIGNA DENTAL HEALTH OF TEXAS, INC. | $126 | — | $126 | 5.36% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE 16TH FLOOR WALNUT GLEN TOWER DALLAS, TX 75231 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $294 | $19 | $313 | 15.99% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE FLOOR 16 DALLAS, TX 75231 | METROPOLITAN LIFE INSURANCE COMPANY | $330 | $33 | $363 | 20.21% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $14 | $14 | 0.78% |
| MARSH & MCLENNAN AGENCY LLC3 | — | CIGNA DENTAL HEALTH OF COLORADO, INC. | $68 | — | $68 | 4.83% |
| MARSH & MCLENNAN AGENCY LLC3 | — | CIGNA DENTAL HEALTH OF VIRGINIA, INC. | $74 | — | $74 | 5.25% |
| MARSH & MCLENNAN AGENCY LLC3 | — | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | $85 | — | $85 | 6.03% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC / CONSH | — | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | $45 | — | $45 | 4.79% |
| MARSH & MCLENNAN AGENCY LLC3 | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $21 | — | $21 | 4.47% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLELLAN AGENCY LLC | — | CIGNA DENTAL HEALTH OF OHIO, INC. | $37 | — | $37 | 7.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,673 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,676 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 1,237 | $7.8M |
| Dental(12 contracts, 11 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 1,237 | $7.8M |
| Vision | VISION SERVICE PLAN | 592 | $54K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,658 | $262K |
| Short-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,822 | $506K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 572 | $175K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 1,237 | $7.8M |
| Other(9 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 1,658 | $8.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,822 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.