| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4445 EASTGATE MALL #300 SAN DIEGO, CA 92121 | UNITEDHEALTHCARE INSURANCE COMPANY | $192K | — | $192K | 2.87% |
| GCG FINANCIAL LLC3 Filed as: KAERCHER INSURANCE, AN ALERA GROUP | 9555 HILLWOOD DR STE 140 LAS VEGAS, NV 89134 | UNITEDHEALTHCARE INSURANCE COMPANY | $29K | — | $29K | 0.43% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 155 N WACKER DR STE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC | $52K | — | $52K | 2.72% |
| GCG FINANCIAL LLC3 Filed as: KAERCHER INSURANCE, AN ALERA GROUP | — | HEALTH PLAN OF NEVADA | $53K | — | $53K | 2.99% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 155 N WACKER DR STE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC | $49K | — | $49K | 2.78% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD | $34K | $5K | $39K | 11.38% |
| MERCER HEALTH AND BENEFITS, LLC4 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD | $15K | $2K | $17K | 11.37% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD | $11K | $2K | $12K | 11.43% |
| MERCER HEALTH AND BENEFITS, LLC4 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA DENTAL HEALTH OF CALFORNIA | -$330 | — | -$330 | -0.53% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD | $3K | $428 | $4K | 11.37% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MOSS ADAMS EIN 91-0189318 AUDITORS | Accounting (including auditing) Service code 10 | 4747 EXECUTIVE DRIVE, STE 1300 SAN DIEGO, CA 92121 | $7K |
| LEVITZACKS EIN 95-3159181 TAX RETURN PREP | Accounting (including auditing) Service code 10 | 450 B STREET, SUITE 500 SAN DIEGO, CA 92101 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,933 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,933 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 874 | $12.8M |
| Dental(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA | 507 | $1.8M |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 1,474 | $126K |
| Life insurance | RELIANCE STANDARD | 2,049 | $341K |
| Short-term disability | RELIANCE STANDARD | 480 | $152K |
| Long-term disability | RELIANCE STANDARD | 271 | $106K |
| Prescription drug | HEALTH PLAN OF NEVADA | 507 | $1.8M |
| Other | RELIANCE STANDARD | 542 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,049 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.