| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| QANDUN INC3 Filed as: QANDUN, INC. | 1010 N. CENTRAL AVENUE GLENDALE, CA 912022937 | KAISER FOUNDATION HEALTH PLAN, INC. | $39K | — | $39K | 4.32% |
| 1ST COMMUNITY INSURANCE SERVICES3 | P. O. BOX 2408 PALM SPRINGS, CA 922632408 | KAISER FOUNDATION HEALTH PLAN, INC. | $10K | — | $10K | 1.08% |
| QANDUN INSURANCE AGENCY, INC.3 | 1010 N. CENTRAL AVENUE GLENDALE, CA 91202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 14.05% |
| QANDUN INSURANCE AGENCY, INC.3 | 1010 N. CENTRAL AVENUE GLENDALE, CA 91202 | UNITED CONCORDIA INSURANCE COMPANY | $7K | — | $7K | 10.98% |
| QANDUN INSURANCE AGENCY, INC.3 | 1010 N. CENTRAL AVENUE, #307 GLENDALE, CA 91202 | VISION SERVICE PLAN | $978 | — | $978 | 5.49% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 945202146 | VISION SERVICE PLAN | $51 | — | $51 | 0.29% |
| QANDUN INSURANCE AGENCY, INC.3 | 1010 N CENTRAL AVENUE GLENDALE, CA 91202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 31.74% |
| QANDUN INSURANCE AGENCY, INC.3 Filed as: QANDUN, INC. DBA QANDUN INSURANCE | 1010 N. CENTRAL AVENUE GLENDALE, CA 91202 | MANAGED HEALTH NETWORK | $137 | — | $137 | 4.63% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | MANAGED HEALTH NETWORK | $11 | — | $11 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 167 | $904K |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 144 | $66K |
| Vision | VISION SERVICE PLAN | 129 | $18K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 176 | $112K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 176 | $112K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 176 | $122K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.