| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 161 WASHINGTON STREET, SUITE 1200 CONSHOHOCKEN, PA 19428 | ANTHEM HEALTH PLANS, INC. | $110K | $11K | $121K | 5.76% |
| PROGRESSICE BENEFIT SOLUTIONS, LLC3 | 14 BUSINESS PARK DRIVE 8 BRANFORD, CT 06405 | ANTHEM HEALTH PLANS, INC. | $0 | $19K | $19K | 0.90% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. & FINANCIAL SRVS. | 12377 MERIT DRIVE, SUITE 825 DALLAS, TX 75251 | DELTA DENTAL OF NEW JERSEY, INC. | $9K | $0 | $9K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNANY AGENCY, LLC | PARK 80 WEST PLAZA 2 250 PEHLE AVENUE, SUITE 400 SADDLE BROOK, NJ 07663 | DELTA DENTAL OF NEW JERSEY, INC. | $7K | $0 | $7K | 3.99% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. & FINANCIAL SRVS. | 12377 MERIT DRIVE, SUITE 825 DALLAS, TX 75251 | DELTA DENTAL OF CONNECTICUT, INC. | $1K | $0 | $1K | 0.88% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNANY AGENCY, LLC | PARK 80 WEST PLAZA 2 250 PEHLE AVENUE, SUITE 400 SADDLE BROOK, NJ 07663 | DELTA DENTAL OF CONNECTICUT, INC. | $988 | $0 | $988 | 0.70% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNANY AGENCY, LLC | 80 WEST PLAZA 2 250 PEHLE AVENUE, SUITE 400 SADDLE BROOK, NJ 07663 | HARTFORD LIFE AND ACCIDENT | $10K | $0 | $10K | 7.14% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. & FINANCIAL SRVS. | 50 MAIN STREET, SUITE 320 WHITE PLAINS, NY 10606 | HARTFORD LIFE AND ACCIDENT | $0 | $7K | $7K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | $0 | $3K | $3K | 2.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 271 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 271 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS, INC. | 400 | $2.1M |
| Dental | DELTA DENTAL OF NEW JERSEY, INC. | 396 | $172K |
| Vision | DELTA DENTAL OF CONNECTICUT, INC. | 374 | $141K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 271 | $135K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 271 | $135K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 271 | $135K |
| Prescription drug | ANTHEM HEALTH PLANS, INC. | 400 | $2.1M |
| Other | HARTFORD LIFE AND ACCIDENT | 271 | $135K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 400 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.