| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES, INC. | 1125 SANCTUARY PKWY SUITE 300 ALPHARETTA, GA 300097614 | METROPOLITAN LIFE INSURANCE COMPANY | $485K | $59 | $485K | 10.37% |
| CBI HOLDINGS, LLC3 | 127 S SHERRIN AVENUE LOUISVILLE, KY 402073221 | METROPOLITAN LIFE INSURANCE COMPANY | $110K | — | $110K | 2.36% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES, INC. | 5444 WESTHEIMER RD SUITE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $88K | $88K | 1.88% |
| CBI HOLDINGS, LLC3 Filed as: CBI HOLDINGS, LLC DBA COMMERCIAL B | 127 S SHERRIN AVE LOUISVILLE, KY 40207 | DELTA DENTAL OF KENTUCKY | $48K | — | $48K | 1.94% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST 6TH FL SAN DIEGO, CA 92101 | DELTA DENTAL OF KENTUCKY | $39K | — | $39K | 1.57% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES, INC. | 1125 SANCTUARY PKWY SUITE 300 ALPHARETTA, GA 300097614 | METRPOLITAN LIFE INSURANCE COMPANY | $159K | $59 | $159K | 27.61% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES, INC. | 5444 WESTHEIMER RD. SUITE 900 HOUSTON, TX 770565306 | METRPOLITAN LIFE INSURANCE COMPANY | — | $14K | $14K | 2.36% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1125 SANCTUARY PKWY SUITE 300 ALPHARETTA, GA 30009 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $48K | — | $48K | 11.16% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES, INC. | 1125 SANCTUARY PKWY SUITE 300 ALPHARETTA, GA 300097614 | METROPOLITAN LIFE INSURANCE COMPANY | $58K | $59 | $58K | 21.65% |
| CBI HOLDINGS, LLC3 | 127 S SHERRIN AVE LOUISVILLE, KY 402073221 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 4.23% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES, INC. | 5444 WESTHEIMER RD SUITE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 1.95% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | -$18 | — | -$18 | -0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,515 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 13,515 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | METRPOLITAN LIFE INSURANCE COMPANY | 3,378 | $844K |
| Dental | DELTA DENTAL OF KENTUCKY | 12,726 | $2.5M |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 12,325 | $430K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 13,515 | $4.7M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 13,515 | $4.7M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 13,515 | $4.7M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 13,515 | $4.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,515 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.