| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE MILLIMAN AGENCY INC3 | ATTN VINCE REYNOLDS 1 PENN PLZ FL 38 NEW YORK, NY 101193899 | METROPOLITAN LIFE INSURANCE COMPANY | $244K | — | $244K | 4.58% |
| THE MILLIMAN AGENCY INC3 | — | METROPOLITAN LIFE INSURANCE COMPANY | $210K | $0 | $210K | 4.28% |
| THE MILLIMAN AGENCY INC3 Filed as: MILLIMAN AGENCY INC | ATTN VINCE REYNOLDS ONE PENNSYLVANIA PLAZE - 38TH FLOOR NEW YORK, NY 10119 | AETNA LIFE INSURANCE CO. | $241K | — | $241K | 22.03% |
| BUCK GLOBAL LLC3 | — | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | — | $152 | $152 | 0.02% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | AN AON COMPANY P.O. BOX 419623 BOSTON, MA 02241 | METLIFE LEGAL PLANS | $22K | $3K | $26K | 9.20% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX 28852 P.O. BOX 28852 NEW YORK, NY 10087 | METLIFE LEGAL PLANS | $3K | $0 | $3K | 0.98% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | UNIVERS WORKPLACE SOLUTIONS 897 12TH STREET HAMMONTON, NJ 08037 | METLIFE LEGAL PLANS | — | $966 | $966 | 0.35% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | — | METLIFE LEGAL PLANS | — | $465 | $465 | 0.17% |
| ZURICH AGENCY SERVICES3 Filed as: ZURICH AGENCY SERVICES INC | 200 LIBERTY STREET7045 COLLEGE BLVD OVERLAND PARK, KS 66211 | ZURICH AMERICAN INSURANCE COMPANY | $5K | — | $5K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,506 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 111 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 22,617 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 8 carriers) | TRIPLE S SALUD, INC. | 358 | $6.1M |
| Dental | AETNA LIFE INSURANCE CO. | 1,525 | $528K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 29,304 | $5.3M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 583 | $145K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 22,111 | $4.9M |
| Prescription drug(9 contracts, 8 carriers) | TRIPLE S SALUD, INC. | 358 | $6.1M |
| Other(5 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 56,374 | $7.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 56,374 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.