| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | INDEPENDENCE BLUE CROSS | $96K | $8K | $105K | 3.15% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | INDEPENDENCE BLUE CROSS | $1K | $10K | $11K | 4.38% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $8K | $19K | 11.98% |
| AVANT SPECIALTY BENEFITS LLC3 | 1828 WALNUT ST. #801 KANSAS CITY, MO 64108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $8K | $8K | 5.00% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE, 2COPPER STREET P.O. BOX 99106 CAMDEN, NJ 08101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $3K | $8K | 15.00% |
| AVANT SPECIALTY BENEFITS LLC3 | 1828 WALNUT ST #801 KANSAS CITY, MO 64108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 5.00% |
| AVANT SPECIALTY BENEFITS LLC3 | 1828 WALNUT ST #801 KANSAS CITY, MO 64108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $998 | $998 | 5.00% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE, 2COPPER STREET P.O. BOX 99106 CAMDEN, NJ 08101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $247 | $93 | $340 | 1.70% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | UNUM INSURANCE COMPANY | $2K | $624 | $2K | 20.00% |
| AVANT SPECIALTY BENEFITS LLC3 | 1828 WALNUT ST #801 KANSAS CITY, MO 64108 | UNUM INSURANCE COMPANY | — | $624 | $624 | 5.00% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | UNUM INSURANCE COMPANY | $2K | $532 | $2K | 20.02% |
| AVANT SPECIALTY BENEFITS LLC3 | 1828 WALNUT ST #801 KANSAS CITY, MO 64108 | UNUM INSURANCE COMPANY | — | $532 | $532 | 5.02% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | UNUM INSURANCE COMPANY | $1K | $339 | $1K | 20.01% |
| AVANT SPECIALTY BENEFITS LLC3 | 1828 WALNUT ST #801 KANSAS CITY, MO 64108 | UNUM INSURANCE COMPANY | — | $339 | $339 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 237 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 241 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS | 454 | $3.6M |
| Dental | AETNA LIFE INSURANCE CO. | 531 | $189K |
| Vision | INDEPENDENCE BLUE CROSS | 454 | $244K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 237 | $210K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 237 | $180K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 237 | $180K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 454 | $244K |
| Other(6 contracts, 3 carriers) | INDEPENDENCE BLUE CROSS | 454 | $484K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 531 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.