| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS NETWORK INSURANCE AGENCY3 Filed as: BENEFITS NETWORK INS AGCY INC | 4555 LAKE FOREST DRIVE, STE 510 CINCINNATI, OH 452423732 | HUMANA HEALTH PLAN OF OHIO | $40K | — | $40K | 3.00% |
| BROKERAGE NETWORK INS AGENCY INC3 | 4555 LAKE FOREST DRIVE, STE 510 CINCINNATI, OH 452423732 | HUMANA HEALTH PLAN OF OHIO | — | — | $0 | 0.00% |
| BENEFITS NETWORK INSURANCE AGENCY3 Filed as: BENEFITS NETWORK INS AGCY INC | 4555 LAKE FOREST DRIVE, STE 510 CINCINNATI, OH 45242 | DELTA DENTAL OF OHIO | $3K | — | $3K | 4.65% |
| ART HAUSER INSURANCE INC3 | 8260 NORTHCREEK DR., STE 200 CINCINNATI, OH 45236 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 15.04% |
| BENEFITS NETWORK INSURANCE AGENCY3 Filed as: BENEFITS NETWORK INS AGCY INC | 4555 LAKE FOREST DRIVE, STE 510 CINCINNATI, OH 45242 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 8.98% |
| ART HAUSER INSURANCE INC3 | 8260 NORTHCREEK DR., STE 200 CINCINNATI, OH 45236 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 14.69% |
| BENEFITS NETWORK INSURANCE AGENCY3 Filed as: BENEFITS NETWORK INS AGCY INC | 4555 LAKE FOREST DRIVE, STE 510 CINCINNATI, OH 45242 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 13.28% |
| ART HAUSER INSURANCE INC3 | 8260 NORTHCREEK DR., STE 200 CINCINNATI, OH 45236 | UNION SECURITY INSURANCE COMPANY | $258 | — | $258 | 6.66% |
| ART HAUSER INSURANCE INC3 | 8260 NORTHCREEK DR., STE 200 CINCINNATI, OH 45236 | SUN LIFE AND HEALTH INSURANCE COMPANY (US) | — | — | $0 | 0.00% |
| BENEFITS NETWORK INSURANCE AGENCY3 Filed as: BENEFITS NETWORK INS AGCY INC | 4555 LAKE FOREST DRIVE, STE 510 CINCINNATI, OH 452423732 | HUMANA INSURANCE COMPANY | $172 | — | $172 | 15.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 163 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN OF OHIO | 163 | $1.3M |
| Dental | DELTA DENTAL OF OHIO | 306 | $57K |
| Vision | HUMANA INSURANCE COMPANY | 131 | $17K |
| Life insurance(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 195 | $45K |
| Short-term disability(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 195 | $16K |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 172 | $15K |
| Other | UNION SECURITY INSURANCE COMPANY | 13 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 306 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.