| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 6714 POINTE INVERNESS WAY SUITE 100 FORT WAYNE, IN 46804 | COMMUNITY INSURANCE COMPANY | $21K | $4K | $25K | 2.64% |
| SHAWAN MARQUIS AGENCY INC3 Filed as: SHAWAN MARQUIS AGENCY, INC. | 110 EAST WILSON BRIDGE ROAD SUITE 260 COLUMBUS, OH 43085 | COMMUNITY INSURANCE COMPANY | $5K | $256 | $5K | 0.56% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $796 | $6K | 12.98% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 565 METRO PLACE SOUTH, SUITE 450 DUBLIN, OH 43017 | COMPBENEFITS | $2K | — | $2K | 7.59% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | AETNA LIFE INSURANCE COMPANY | $1K | — | $1K | 14.62% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 565 METRO PLACE SOUTH, SUITE 450 DUBLIN, OH 43017 | AETNA LIFE INSURANCE COMPANY | — | $78 | $78 | 0.91% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43603 | VISION SERVICE PLAN | $399 | — | $399 | 9.99% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | AETNA LIFE INSURANCE COMPANY | $331 | — | $331 | 14.97% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 100 SOUTH COLLEGE, SUITE 230 BLOOMINGTON, IN 47403 | AETNA LIFE INSURANCE COMPANY | — | $88 | $88 | 3.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 128 | $955K |
| Dental | COMPBENEFITS | 52 | $20K |
| Vision | VISION SERVICE PLAN | 35 | $4K |
| Life insurance(2 contracts) | AETNA LIFE INSURANCE COMPANY | 121 | $11K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 94 | $46K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 94 | $46K |
| Prescription drug | COMMUNITY INSURANCE COMPANY | 128 | $955K |
| Other(2 contracts) | AETNA LIFE INSURANCE COMPANY | 121 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 128 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.