No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HUNTINGTON NATIONAL BANK EIN 31-0966785 TRUSTEE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $31K |
| INSIGHT NORTH AMERICA, LLC NONE | Investment management fees paid directly by plan Service code 51 | 200 PARK AVENUE 7TH FLOOR NEW YORK, NY 10166 | $20K |
| MELLON INVESTMENT CORPORATION NONE | Investment management fees paid directly by plan Service code 51 | PO BOX 81029 WOBURN, ME 01813 | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 548 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 493 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,041 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AETNA LIFE INSURANCE CO | 623 | $57K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,694 | $1.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,694 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,694 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.