| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT E KEMMER3 | P.O. BOX 352 BUFFALO, OH 43722 | AFLAC | $7K | $94 | $7K | 4.43% |
| W B GREEN & CO INC3 | 626 WHEELING AVE CAMBRIDGE, OH 43725 | AFLAC | $5K | — | $5K | 2.91% |
| MARK D JONES3 | 306 CUNNINGHAM RUN RD PENNSBORO, WV 26415 | AFLAC | $889 | — | $889 | 0.54% |
| GAYLORD I KAUFFMAN3 Filed as: GAYLORD KAUFFMAN | 315 GREEN RIDGE ROAD SUITE H1 NEW CASTLE, PA 16105 | AFLAC | $881 | — | $881 | 0.54% |
| RONALD JAMES STEIN3 Filed as: RONALD STEIN | 14966 ROBINS RD JOHNSTOWN, OH 43031 | AFLAC | $830 | — | $830 | 0.51% |
| MARK L HUFHAND3 Filed as: MARK HUFHAND | 925 S MAIN ST STE B NORTH CANTON, OH 44720 | AFLAC | $381 | — | $381 | 0.23% |
| ABBY CORDER3 | 1165 GREINER RD ZANESVILLE, OH 43701 | AFLAC | $297 | $21 | $318 | 0.19% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA L MANY | 586 SLATE HILL DR COLUMBUS, OH 43085 | AFLAC | $247 | $66 | $313 | 0.19% |
| HEATHER SONAGERE3 | 1032 BELFORD ST CALDWELL, OH 43724 | AFLAC | $222 | $8 | $230 | 0.14% |
| JACK A SHADE3 | 690 TREE BEND CT WESTERVILLE, OH 43082 | AFLAC | $212 | — | $212 | 0.13% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $188 | — | $188 | 0.11% |
| JAMES A BURRESS3 | 8755 OGDEN DUNES DR CAMBY, IN 46113 | AFLAC | $180 | — | $180 | 0.11% |
| JORDAN LYNN FUNK3 | 917 COUNTY ROAD 100 N THOMPSONVILLE, IL 62890 | AFLAC | $180 | — | $180 | 0.11% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $176 | — | $176 | 0.11% |
| TRACY D BURGA3 | 160 PIKE ST QUAKER CITY, OH 43773 | AFLAC | $168 | — | $168 | 0.10% |
| DOUGLAS LANDENBERGER3 | 7038 WIND ROSE WAY DUBLIN, OH 43016 | AFLAC | $142 | — | $142 | 0.09% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $140 | — | $140 | 0.09% |
| HENSLEY AND ASSOCIATES LLC3 | 1103 SCHROCK RD STE 201 COLUMBUS, OH 43229 | AFLAC | $128 | — | $128 | 0.08% |
| MARK A SHERBY3 | 293 S 4TH STREET BYESVILLE, OH 43723 | AFLAC | $110 | — | $110 | 0.07% |
| ADRIENNE ALICE MENCHACA HOLBROOK3 | 413 LILLYFIELD LN GALLOWAY, OH 43119 | AFLAC | $109 | — | $109 | 0.07% |
| PENNY NICHOLSON3 | 209 KENWOOD AVE MARIETTA, OH 45750 | AFLAC | $99 | — | $99 | 0.06% |
| KAREN SUTPHIN3 | 81 TABLE ROCK LANE WHEELING, WV 26003 | AFLAC | $87 | — | $87 | 0.05% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $87 | — | $87 | 0.05% |
| JOSHUA K HOPPE3 | 85076 MAJESTIC WALK CIR FERNANDINA BEACH, FL 32034 | AFLAC | $70 | — | $70 | 0.04% |
| CAMERON CARRILLO3 Filed as: CAMERON D CARRILLO | 5801 WESTCHESTER CT WORTHINGTON, OH 43085 | AFLAC | $66 | — | $66 | 0.04% |
| MICHAEL TAYLOR3 Filed as: MICHAEL E TAYLOR | 3315 MOUNT ZWINGLI RD SE BREMEN, OH 43107 | AFLAC | $63 | — | $63 | 0.04% |
| DUSTIN P WILSON3 | 62900 DUSTY LN BARNESVILLE, OH 43713 | AFLAC | $54 | — | $54 | 0.03% |
| BRANDON L MILLER3 | 5852 EMPIRE MILLS RUN CANAL WINCHESTER, OH 43110 | AFLAC | $54 | — | $54 | 0.03% |
| LUCI WILLIAMS3 | 637 WILEY AVE BARNESVILLE, OH 43713 | AFLAC | $51 | — | $51 | 0.03% |
| MARCUS WAYNE MCREE3 | 5758 ALFIE PL COLUMBUS, OH 43213 | AFLAC | $32 | $12 | $44 | 0.03% |
| JOHN C RASCHELLA3 | 20521 TAHITIAN BLVD ESTERO, FL 33928 | AFLAC | $40 | — | $40 | 0.02% |
| RANDY M SOMERMAN3 | 2819 WILLIAMSBURG CIR STOW, OH 44224 | AFLAC | $32 | — | $32 | 0.02% |
| RONALD J GRETHEL3 | 648 HANNA AVE LOVELAND, OH 45140 | AFLAC | $27 | — | $27 | 0.02% |
| DANIELLE C DUNN3 | 185 S COLUMBIA AVE COLUMBUS, OH 43209 | AFLAC | $23 | — | $23 | 0.01% |
| ADAM R HOLLINGSHEAD3 | 463 TAYLOR ST ZANESVILLE, OH 43701 | AFLAC | $23 | — | $23 | 0.01% |
| MARKUS MUELLER3 | 633 NE MUSKRAT RUN PORT ST LUCIE, FL 34983 | AFLAC | $22 | — | $22 | 0.01% |
| GREGORY F STENZEL3 | 1249 KIOWA DR W GAINESVILLE, TX 76240 | AFLAC | $18 | — | $18 | 0.01% |
| DARREN L BRUNO3 | 1224 WESTWOOD DR LEWIS CENTER, OH 43035 | AFLAC | $17 | — | $17 | 0.01% |
| MELISSA SUE DALRYMPLE3 | 737 SMITH RD WATERFORD, OH 45786 | AFLAC | $12 | — | $12 | 0.01% |
| JOHN D SUSIE3 | 8682 HAWICK CT N DUBLIN, OH 43017 | AFLAC | $8 | — | $8 | 0.00% |
| DAVID P AESOPH3 | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $6 | — | $6 | 0.00% |
| OPPORTUNITY INC3 | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES D DUDLEY3 | 1355 LYNNFIELD ST SUITE 259 MEMPHIS, TN 38119 | AFLAC | $1 | — | $1 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS - IND | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $786 | $2K | 3.52% |
| VHA MID-AMERICA INSURANCE SERVICES3 | 7415 W 130TH ST, STE 200 OVERLAND PARK, KS 66213 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $629 | — | $629 | 1.08% |
| THE FORKER COMPANY3 | 964 GROVE RD ZANESVILLE, OH 43701 | NORTHWESTERN MUTUAL | $4K | $940 | $5K | 13.47% |
| KEMELGOR FNCL GRP INC3 | 800 YARD ST, SUITE 300 COLUMBUS, OH 43212 | NORTHWESTERN MUTUAL | $746 | $90 | $836 | 2.41% |
| W B GREEN & CO INC3 Filed as: W. B. GREEN & CO INC | 626 WHEELING AVENUE CAMBRIDGE, OH 43725 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $323 | — | $323 | 2.33% |
| WILLIAM H. MEYER AGENCY, INC.3 Filed as: WILLIAM H. MEYER AGY INC | 1660 NW PROFESSIONAL PLAZA COLUMBUS, OH 43220 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $232 | — | $232 | 1.68% |
| JAMES D THOMAS3 | 5451 ST ANDREWS DRIVE WESTERVILLE, OH 43082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $98 | — | $98 | 0.71% |
| DWAINE K HOWELL3 | 79 LAKEVIEW DRIVE THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.30% |
| HEALTHCARE REFORM ALTERNATIVES LLC3 | 2706 BAR HARBOUR CT LEWIS CENTER, OH 43035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.22% |
| RICHARD CLOSE3 | 4303 TRUEMAN BLVD HILLIARD, OH 43026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.17% |
| HARLEY J MURRAY3 Filed as: HARLEY MURRAY | 705 N STATE ST WESTERVILLE, OH 43082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.14% |
| PETERSON FINANCIAL INC3 Filed as: PETERSON FINANCIAL INC. | 548 CANTON ROAD WINTERSVILLE, OH 43953 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.12% |
| KEVIN D HOWELL3 | 60 WEST COLUMBUS STREET THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.06% |
| DAVID L DUNCAN3 | 3106 DREW DRIVE HAMILTON, OH 45011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| WILLIAM T. DUNCAN3 Filed as: WILLIAM T DUNCAN | 2209 LINDEN AVE MIDDLETOWN, OH 45044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 639 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 97 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 742 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AFLAC | 169 | $164K |
| Vision(2 contracts, 2 carriers) | AFLAC | 470 | $283K |
| Life insurance(3 contracts, 3 carriers) | AFLAC | 169 | $236K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 169 | $178K |
| Long-term disability | NORTHWESTERN MUTUAL | 1 | $35K |
| Other(3 contracts, 3 carriers) | AFLAC | 169 | $236K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 470 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.