| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REDTAIL LTD3 | 9999 BREWSTER LANE SUITE 100 POWELL, OH 43065 | COMMUNITY INSURANCE COMPANY | — | $2K | $2K | 0.83% |
| REDTAIL LTD3 | 9999 BREWSTER LANE SUITE 100 POWELL, OH 43065 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $6K | $6K | 5.32% |
| RONALD S. MOONEY3 Filed as: RONALD S MOONEY DBA RHK GROUP | 5960 VENTURE DRIVE SUITE B DUBLIN, OH 43017 | EYEMED VISION CARE | $622 | — | $622 | 9.93% |
| CORNERSTONE BROKER INS SERVICES3 Filed as: CORNERSTONE - CINCINNATI, OH | 2101 FLORENCE AVENUE CINCINNATI, OH 45206 | EYEMED VISION CARE | $173 | — | $173 | 2.76% |
| CORNERSTONE BROKER INS SERVICES3 Filed as: CORNERSTONE BROKER INSURANCE SVCS | 2101 FLORENCE AVENUE CINCINNATI, OH 45206 | EYEMED VISION CARE | $82 | — | $82 | 1.31% |
| CORNERSTONE BROKER INS SERVICES3 Filed as: CORNERSTONE BROKER INSURANCE SVCS | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | EYEMED VISION CARE | $52 | — | $52 | 0.83% |
| VARNEY & COMPANY BENEFITS ADVISORS3 Filed as: RHK GROUP - USE 20206096 | 5960 VENTURE DRIVE SUITE B DUBLIN, OH 43017 | EYEMED VISION CARE | $47 | — | $47 | 0.75% |
| CORNERSTONE BROKER INS SERVICES3 Filed as: CORNERSTONE BROKER INSURANCE SVCS | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | EYEMED VISION CARE | $28 | — | $28 | 0.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 138 | $108K |
| Vision | EYEMED VISION CARE | 140 | $6K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 138 | $108K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 138 | $108K |
| Stop-loss / reinsurancereinsurance | COMMUNITY INSURANCE COMPANY | 94 | $247K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 138 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.