| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY, INC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | AETNA | $114K | — | $114K | 12.71% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 390 KINROSS LAKES PKWY #300 RICHFIELD, OH 44286 | HARTFORD LIFE AND ACCIDENT | $32K | — | $32K | 6.10% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 5905 E GALBRAITH RD SSTE 5000 CINCINNATI, OH 45236 | HARTFORD LIFE AND ACCIDENT | $20K | — | $20K | 3.90% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC-WILLIAM SULL | 2305 RIVER RD LOUISVILLE, KY 40206 | DELTA DENTAL OF OHIO | $16K | — | $16K | 4.31% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY, INC. | 285 COZZINS ST COLUMBUS, OH 43215 | EYE MED | $1K | — | $1K | 1.33% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS SBA DAWSON INSURANC | PARTNERS OF OHIO RICHFIELD, OH 44286 | EYE MED | $945 | — | $945 | 0.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 1,222 | $369K |
| Vision(2 contracts, 2 carriers) | EYE MED | 967 | $100K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,002 | $522K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,002 | $522K |
| Stop-loss / reinsurancereinsurance | AETNA | 649 | $895K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 1,002 | $523K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.