See 3 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 4 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MULTIBENEFIT SERVICES - PHILLY EIN 36-4104766 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $146K |
| CLEARHEALTH STRATEGIES NONE | Other services; Claims processing Service code 12 | 9990 COCONUT ROAD SUITE 301 BONITA SPRINGS, FL 34135 | $43K |
| WORLD INSURANCE ASSOCIATES LLC EIN 45-3601219 | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $19K |
| AETNA EIN 06-6033492 | Other services; Claims processing Service code 12 | — | $17K |
| ADVANTAGE BENEFITS CONCEPTS INC. EIN 22-3210991 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $15K |
| CORESOURCE EIN 35-1846036 NONE | Claims processing Service code 12 | — | $5K |
| STAR MARKETING AND ADMINSTRATION EIN 36-4104766 NONE | Plan Administrator; Claims processing; Other services Service code 12 | — | -$51K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HORIZON HEALTHCARE SERVICES, INC | 123 | $18K |
| Life insurance | RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA | 244 | $13K |
| Other | RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA | 244 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 244 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.