| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 3331 W BIG BEAVER SUITE 200 TROY, MI 48084 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $72K | $15K | $87K | 12.60% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 3331 W BIG BEAVER SUITE 200 TROY, MI 48084 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $7K | $9K | $16K | 4.32% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 3331 W BIG BEAVER SUITE 200 TROY, MI 48084 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $5K | $6K | $11K | 4.32% |
| JOHN L BENN3 | 993 LISMORE DR COLUMBUS, GA 31904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 9.02% |
| TY FAIR3 Filed as: TY E FAIR | 1800 BUENA VISTA ROAD COLUMBUS, GA 31909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 4.62% |
| CREST INSURANCE GROUP LLC3 Filed as: CREST SERVICES INC | 11111 SANTA MONICA BLVD STE 1150 LOS ANGELES, CA 90025 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 4.16% |
| CALVIN LEVI RENTZ3 Filed as: CALVIN L RENTZ | 1800 BUENA VISTA ROAD COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 3.41% |
| JOHN E CARTER III3 | 313 TROOP DR FORTSON, GA 31808 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 2.61% |
| ANDREW B. MCGINNIS3 Filed as: ANDREW B MCGINNIS | 11111 SANTA MONICA BLVD STE 1150 LOS ANGELES, CA 90025 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 1.76% |
| SHERRY D MILES3 | 1800 BUENA VISTA COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.89% |
| MARSHA S TALLEY3 | 5401 N VOGEL RD SUITE 410 EVANSVILLE, IN 47715 | CONTINENTAL AMERICAN INSURANCE COMPANY | $892 | — | $892 | 0.56% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM TRIPP L AMOS III | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $454 | — | $454 | 0.29% |
| JAMES B PAYNE3 | 820 LINCOLN BALDWIN CITY, KS 66006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $359 | — | $359 | 0.23% |
| TAIGA SERVICES3 Filed as: TAIGA SERVICES LLC | 7476 E QUILL LANE SCOTTSDALE, AZ 85255 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER T HIPP | 718 MAIN SUITE 205 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| JOHN L BENN3 | 993 LISMORE DRIVE COLUMBUS, GA 31904 | AFLAC | $4K | — | $4K | 4.38% |
| JOHN E CARTER III3 | 313 TROOP DR FORTSON, GA 31808 | AFLAC | $1K | — | $1K | 1.64% |
| CAMERON A MICHELS3 | 101 AUTUMN GLEN DR WOODSTOCK, GA 30188 | AFLAC | $1K | — | $1K | 1.30% |
| LEVI RENTZ3 | 1628 LEE ROAD 250 SALEM, AL 36874 | AFLAC | $649 | — | $649 | 0.79% |
| GRACE C JACKSON3 | 58 HAYS PATH POWDER SPRINGS, GA 30127 | AFLAC | $436 | — | $436 | 0.53% |
| FRANK R GRIFFIN JR3 Filed as: FRANK R GRIFFIN JR (CHIP) | 8601 GARRETT RD PO BOX 233 MIDLAND, GA 31820 | AFLAC | $350 | — | $350 | 0.43% |
| BRIAN K CHAMBERS3 | 8 NIGHTWIND CT COLUMBUS, GA 31909 | AFLAC | $210 | — | $210 | 0.26% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $208 | — | $208 | 0.25% |
| WILLIAM L AMOS III3 | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $186 | — | $186 | 0.23% |
| SHERRY D MILES3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $181 | — | $181 | 0.22% |
| HUSTON WILLOUGHBY JR3 | 1504 GA HIGHWAY 49 S AMERICUS, GA 31719 | AFLAC | $145 | — | $145 | 0.18% |
| CHARLES E MCDANIEL II3 Filed as: CHARLES LEE DAIL JR | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $136 | — | $136 | 0.17% |
| SUSAN REDDOCH BUFFINGTON3 | 400 TAX RD SHILOH, GA 31826 | AFLAC | $130 | — | $130 | 0.16% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM R DAHLIN (RICH) | 5454 ROARING BRANCH RD COLUMBUS, GA 31904 | AFLAC | $113 | — | $113 | 0.14% |
| PERRY HENAULT3 | 220 SW 33RD ST STE 101 TOPEKA, KS 66611 | AFLAC | $93 | — | $93 | 0.11% |
| LISA HORAK3 | 14131 NW 74TH STREET ROSSVILLE, KS 66533 | AFLAC | $86 | — | $86 | 0.11% |
| WENDI HORAK3 | 6321 NW HUMPHREY RD TOPEKA, KS 66618 | AFLAC | $86 | — | $86 | 0.11% |
| J STAN ALLEN INC3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $80 | — | $80 | 0.10% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $78 | — | $78 | 0.10% |
| DANNY ALLEN3 Filed as: DANNY L ALLEN | 3700 BRIDGEWATER RD APT K3 COLUMBUS, GA 31909 | AFLAC | $78 | — | $78 | 0.10% |
| JOHN BECK3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $77 | — | $77 | 0.09% |
| THOMAS R LAWSON3 | 607 SPRING TRL CANTON, GA 30115 | AFLAC | $69 | — | $69 | 0.08% |
| BRIAN MILLS3 | 1116 REMINGTON PLZ STE A RAYMORE, MO 64083 | AFLAC | $44 | — | $44 | 0.05% |
| DANIEL SCOTT CALDWELL3 | 846 HIGHWAY 44 LOT 8 BRISTOL, TN 37620 | AFLAC | $33 | — | $33 | 0.04% |
| NAKIA M BOPP3 | 1985 RIVIERA DRIVE SUITE 103-205 MT PLEASANT, SC 29464 | AFLAC | $32 | — | $32 | 0.04% |
| JAMES STANLEY ALLEN3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $28 | — | $28 | 0.03% |
| BRAD J SCHUMACHER3 | 718 MAIN ST STE 205 HAYS, KS 67601 | AFLAC | $27 | — | $27 | 0.03% |
| KARIN D WILLIAMSON3 | 4318 VISTA DRIVE GUNTERSVILLE, AL 35976 | AFLAC | $24 | — | $24 | 0.03% |
| MATTHEW SMITH3 Filed as: MATTHEW A SMITH | 218 HERMITAGE BLVD OAK RIDGE, TN 37830 | AFLAC | $18 | — | $18 | 0.02% |
| SHANNON L TROWBRIDGE3 | 126 CYPRESS VIEW RD GOOSE CREEK, SC 29445 | AFLAC | $14 | — | $14 | 0.02% |
| SCOTTI MADISON3 | 6110 CEDARCREST RD NW STE 350-249 ACWORTH, GA 30101 | AFLAC | $12 | — | $12 | 0.01% |
| GLENNA SUE SAMPSON3 | 8133 TROUT LILY DR OOLTEWAH, TN 37363 | AFLAC | $11 | — | $11 | 0.01% |
| JIMMY MESSICK JR3 Filed as: JIMMY C MESSICK JR | 2611 BLALOCK CR PHENIX CITY, AL 36867 | AFLAC | $11 | — | $11 | 0.01% |
| JACKSON D RHODES3 | 525 W OAKLAND AVE STE 7 JOHNSON CITY, TN 37604 | AFLAC | $9 | — | $9 | 0.01% |
| HAYS COMPANIES, INC.3 Filed as: SCOTT K HAYS | 1140 JAMES BLVD SIGNAL MOUNTAIN, TN 37377 | AFLAC | $8 | — | $8 | 0.01% |
| JOHN D TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $8 | — | $8 | 0.01% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $7 | — | $7 | 0.01% |
| DEWAYNE D RAY3 | PO BOX 41 GUNTERSVILLE, AL 35976 | AFLAC | $6 | — | $6 | 0.01% |
| GEORGE H REYNOLDS III3 | 5928 ROARING BRANCH RD COLUMBUS, GA 31904 | AFLAC | $6 | — | $6 | 0.01% |
| AMANDA L HARVEY3 | 22 HILLCREEK BLVD CHARLESTON, SC 29412 | AFLAC | $5 | — | $5 | 0.01% |
| DIANE MARIE MCBRIDE3 | 142 LEE RD 880 SMITHS, AL 36877 | AFLAC | $5 | — | $5 | 0.01% |
| CULLEN SMITH & ASSOCIATES INC3 | 2764 RISING MEADOW DR AKRON, OH 44333 | AFLAC | $4 | — | $4 | 0.00% |
| ELIZABETH E REEVES3 | 6148 LEE HWY STE 106B CHATTANOOGA, TN 37421 | AFLAC | $3 | — | $3 | 0.00% |
| STEPHEN STRIETER3 | 335 CABRILL DR CHARLESTON, SC 29414 | AFLAC | $3 | — | $3 | 0.00% |
| RICHARD CARTER SR3 Filed as: RICHARD K CARTER SR | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $3 | — | $3 | 0.00% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $3 | — | $3 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 355 SCOTT FARM DR POWDER SPRINGS, GA 30127 | AFLAC | $2 | — | $2 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE CT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $2 | — | $2 | 0.00% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, AR 71106 | AFLAC | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,750 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,750 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 4,711 | $690K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 2,189 | $366K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 2,189 | $265K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | 7,170 | $670K |
| Other(4 contracts, 4 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 7,170 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,170 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.