| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 7 EASTON OVAL COLUMBUS, OH 43219 | RELIASTAR LIFE INSURANCE COMPANY | $685K | — | $685K | 10.66% |
| BENE RE LLC3 | 5217 MONROE ST STE B TOLEDO, OH 43623 | RELIASTAR LIFE INSURANCE COMPANY | — | $85K | $85K | 1.33% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY INC. | 3100 E MIRALOMA AVE STE 240 STE 400 ANAHEIM, CA 92806 | RELIASTAR LIFE INSURANCE COMPANY | — | $43K | $43K | 0.68% |
| 4MYBENEFITS, INC.3 Filed as: 4MYBENEFITS INC | 4600 MCAULEY PL STE 250 BLUE ASH, OH 45242 | RELIASTAR LIFE INSURANCE COMPANY | — | $20K | $20K | 0.32% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT RESOURCES | 2839 PACES FERRY RD SE SUITE 830 ATLANTA, GA 30339 | GRANULAR INSURANCE COMPANY | $211K | — | $211K | 7.00% |
| HUNTINGTON INSURANCE INC3 | 41 SOUTH HIGH STREET COLUMBUS, OH 43215 | COMMUNITY INSURANCE COMPANY | $57K | — | $57K | 8.54% |
| PREFERRED BENEFITS SERVICES AGENCY3 | 1201 U.S. RTE 23N DELAWARE, OH 43015 | COMMUNITY INSURANCE COMPANY | -$12 | — | -$12 | -0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,586 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,603 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | COMMUNITY INSURANCE COMPANY | 6,548 | $673K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 11,147 | $6.4M |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 11,147 | $6.4M |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 11,147 | $6.4M |
| Stop-loss / reinsurancereinsurance | GRANULAR INSURANCE COMPANY | 3,812 | $3.0M |
| Other(2 contracts) | RELIASTAR LIFE INSURANCE COMPANY | 11,147 | $6.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,147 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.