| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 | 530 WEST SPRING STREET SUITE 200 COLUMBUS, OH 43215 | COMMUNITY INSURANCE COMPANY | $29K | $2K | $30K | 5.04% |
| SHAWAN MARQUIS AGENCY INC3 | 110 EAST WILSON BRIDGE ROAD SUITE 260 COLUMBUS, OH 43085 | COMMUNITY INSURANCE COMPANY | $5K | — | $5K | 0.86% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 | 800 YARD STREET SUITE 300 COLUMBUS, OH 43212 | COMMUNITY INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $788 | — | $788 | 8.02% |
| LINDA LEE BOSTON3 Filed as: LINDA LEE STALF-BOSTON | 13661 MARKET AVENUE NORTH HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $105 | — | $105 | 1.07% |
| THOMAS W BOSTON3 | 1275 WEST MAPLE STREET HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $68 | — | $68 | 0.69% |
| DOUGLAS A BODKIN3 | 867 LITTLE BEAR LOOP LEWIS CENTER, OH 43055 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 0.35% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 0.35% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $875 | — | $875 | 9.57% |
| LINDA LEE BOSTON3 Filed as: LINDA LEE STALF-BOSTON | 13661 MARKET AVENUE NORTH HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $76 | — | $76 | 0.83% |
| THOMAS W BOSTON3 | 1275 WEST MAPLE STREET HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $66 | — | $66 | 0.72% |
| DOUGLAS A BODKIN3 | 2647 PINE RUN LIMA, OH 45801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $45 | — | $45 | 0.49% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 0.37% |
| STEVEN H GREENWALD3 | 2159 WEST DUBLIN GRANVILLE ROAD WORTHINGTON, OH 43085 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| BRENDA J DAVIDORF3 | 104 EAST COLLEGE AVENUE WESTERVILLE, OH 43081 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 | 800 YARD STREET SUITE 300 COLUMBUS, OH 43212 | ANTHEM LIFE INSURANCE COMPANY | $378 | — | $378 | 9.35% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $218 | — | $218 | 5.58% |
| LINDA LEE BOSTON3 Filed as: LINDA LEE STALF-BOSTON | 13661 MARKET AVENUE NORTH HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $38 | — | $38 | 0.97% |
| THOMAS W BOSTON3 | 1275 WEST MAPLE STREET HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | — | $24 | 0.61% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.31% |
| DOUGLAS A BODKIN3 | 867 LITTLE BEAR LOOP LEWIS CENTER, OH 43035 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $81 | — | $81 | 4.28% |
| LINDA LEE BOSTON3 Filed as: LINDA LEE STALF-BOSTON | 13661 MARKET AVENUE NORTH HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.74% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.63% |
| THOMAS W BOSTON3 | 1275 WEST MAPLE STREET HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.63% |
| TAG BENEFITS GROUP LLC3 | 502 NORTH MAIN STREET SUITE 139 WEATHERFORD, TX 76086 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.63% |
| DOUGLAS A BODKIN3 | 2647 PINE RUN LIMA, OH 45801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.05% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 5.49% |
| THOMAS W BOSTON3 | 1275 WEST MAPLE STREET HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 1.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 76 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 76 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 60 | $597K |
| Dental | COMMUNITY INSURANCE COMPANY | 69 | $28K |
| Vision | COMMUNITY INSURANCE COMPANY | 60 | $597K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 84 | $4K |
| Other(6 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 84 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 84 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.