| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC Filed as: ACRISURE, LLC | 310 LOUISIANA ST. LITTLE ROCK, AR 722012708 | DELTA DENTAL | $10K | — | $10K | 8.35% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | LINCOLN NATIONAL LIFE INS CO. | $17K | $1K | $19K | 26.92% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | LINCOLN NATIONAL LIFE INS CO. | — | $3K | $3K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | LINCOLN NATIONAL LIFE INS CO. | $8K | $965 | $9K | 28.02% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | LINCOLN NATIONAL LIFE INS CO. | — | $2K | $2K | 5.00% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 310 LOUISIANA ST. LITTLE ROCK, AR 722012708 | DELTA DENTAL | $2K | — | $2K | 8.29% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | P.O. BOX 1789 GRAND RAPIDS, MI 49501 | LINCOLN NATIONAL LIFE INS CO. | $3K | $241 | $3K | 26.90% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | LINCOLN NATIONAL LIFE INS CO. | — | $633 | $633 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 224 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 226 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 308 | $121K |
| Vision | DELTA DENTAL | 283 | $28K |
| Life insurance | LINCOLN NATIONAL LIFE INS CO. | 224 | $13K |
| Short-term disability | MANHATTAN LIFE INSURANCE COMPANY | 0 | $0 |
| Long-term disability | LINCOLN NATIONAL LIFE INS CO. | 223 | $69K |
| Other(3 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INS CO. | 224 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 308 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.