| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SOUTHEAST PLANNING ASSOC. INC.3 Filed as: SOUTHEAST PLANNING ASSOCIATES INC. | P O BOX 1047 ATHENS, OH 45701 | UNITED HEALTHCARE INSURANCE COMPANY | $47K | — | $47K | 2.97% |
| MARK METTILLE3 Filed as: MARK V. SNIDER | 44 ELMWOOD PI ATHEN, OH 45701 | GUARDIAN | $10K | — | $10K | 6.23% |
| MARK METTILLE3 Filed as: MARK V SNIDER | 5 DEPOT STREET ATHENS, OH 45701 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $721 | $9K | 8.93% |
| SOUTHEAST PLANNING ASSOC. INC.3 Filed as: SOUTHEAST PLANNING ASSOCIATES INC. | 5 DEPOT STREET ATHENS, OH 45701 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.76% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TASC EIN 39-1561025 NONE | Contract Administrator Service code 13 | 2302 INTERNATIONAL LANE MADISON, WI 53704 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 251 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 251 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 361 | $1.6M |
| Dental | GUARDIAN | 249 | $165K |
| Vision | VISION SERVICE PLAN | 218 | $29K |
| Life insurance | GUARDIAN | 249 | $165K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 241 | $97K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 241 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 361 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.