| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | RELIASTAR LIFE INSURANCE COMPANY | $4K | $165 | $4K | 1.30% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES | 7990 E GALBRAITH RD SUITE 102 CINCINNATI, OH 45236 | DENTAL CARE PLUS, INC. | $5K | — | $5K | 5.85% |
| CAMBRIDGE LIFE BROKERAGE LLC3 Filed as: CAMBRIDGE LIFE BROKERAGE | 875 AVENUE OF THE AMERICAS SUITE 1010 NEW YORK, NY 10001 | DENTAL CARE PLUS, INC. | $862 | — | $862 | 0.94% |
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | $248 | $5K | 8.74% |
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | $226 | $5K | 8.98% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES | 4990 E GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | FIDENLITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| INSURANCE ASSOCIATES PLUS, INC.3 Filed as: INSURANCE ASSOCIATES PLUS | 100 CROWNE PLACE SHARONVILLE, OH 45241 | FIDENLITY SECURITY LIFE INSURANCE COMPANY | $872 | — | $872 | 5.00% |
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | $60 | $1K | 9.70% |
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $473 | $15 | $488 | 14.37% |
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $243 | $11 | $254 | 9.78% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES INC EIN 41-1289245 SERVICE PROVIDER | Claims processing; Other services Service code 12 | 12700 WHITEWATER DT MINNETONKA, MN 55343 | $119K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 259 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DENTAL CARE PLUS, INC. | 345 | $92K |
| Vision | FIDENLITY SECURITY LIFE INSURANCE COMPANY | 259 | $17K |
| Life insurance(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 142 | $65K |
| Long-term disability | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 74 | $54K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 326 | $330K |
| Other(3 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 141 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 345 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.