| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MILESTONE BENEFITS AGENCY INC3 | PO BOX 2038 POWELL, OH 43065 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $36K | $48K | 7.93% |
| NATIONAL BENEFITS CENTER LLC3 Filed as: NATIONAL BENEFITS CENTER | 6830 COCHRAN RD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $18K | $18K | 2.98% |
| MILESTONE BENEFITS AGENCY INC3 | PO BOX 2038 POWELL, OH 43065 | DELTA DENTAL OF OHIO | $0 | $1K | $1K | 0.29% |
| MILESTONE BENEFITS AGENCY INC3 | P.O. BOX 2038 POWELL, OH 43065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 4.73% |
| AMBER D STEIN3 | 2740 AIRPORT DR STE 170 COLUMBUS, OH 43219 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 3.31% |
| SHAWN M THEIS3 | 3309 WESTERVILLE WOODS DR COLUMBUS, OH 43231 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 1.69% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: CHRISTOPHER NEECE | 450 W WILSON BRIDGE RD SUITE 110 WORTHINGTON, OH 43085 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.77% |
| ADRIENNE HOLBROOK3 | 413 LILLYFIELD LN GALLOWAY, OH 43119 | CONTINENTAL AMERICAN INSURANCE COMPANY | $957 | $0 | $957 | 0.72% |
| JAMES A BURRESS3 | 445 HUTCHINSON AVE SUITE 820 COLUMBUS, OH 43235 | CONTINENTAL AMERICAN INSURANCE COMPANY | $917 | $0 | $917 | 0.69% |
| JOHN D SUSIE3 | 8682 HAWICK CT N DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $856 | $0 | $856 | 0.64% |
| CAMERON CARRILLO3 | 5801 WESTCHESTER CT WORTHINGTON, OH 43085 | CONTINENTAL AMERICAN INSURANCE COMPANY | $675 | $0 | $675 | 0.51% |
| ANGELA D BUXTON3 | 12230 TRENTON DR GALENA, OH 43021 | CONTINENTAL AMERICAN INSURANCE COMPANY | $551 | $0 | $551 | 0.41% |
| HARE AND ASSOCIATES LLC3 | 470 OLDE WORTHINGTON RD SUITE 250 WESTERVILLE, OH 43082 | CONTINENTAL AMERICAN INSURANCE COMPANY | $546 | $0 | $546 | 0.41% |
| JEREMY D NELSON3 | 474 CHERRY RD GAHANNA, OH 43230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $259 | $0 | $259 | 0.19% |
| BARBARA MOOK3 | 2407 SUNLADEN DR GROVE CITY, OH 43123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $225 | $0 | $225 | 0.17% |
| ARVILLA CAUDY3 | 544 S CHAMPION AVE COLUMBUS, OH 43205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $201 | $0 | $201 | 0.15% |
| TERRI J BUTLER3 | 1052 BEDDINGFIELD PLACE WESTERVILLE, OH 43081 | CONTINENTAL AMERICAN INSURANCE COMPANY | $173 | $0 | $173 | 0.13% |
| MARCUS WAYNE MCREE3 Filed as: MARCUS MCREE | 5758 ALFIE PL COLUMBUS, OH 43213 | CONTINENTAL AMERICAN INSURANCE COMPANY | $170 | $0 | $170 | 0.13% |
| JACK A SHADE3 | 470 OLDE WORTHINGTON RD STE 250 WESTERVILLE, OH 43082 | CONTINENTAL AMERICAN INSURANCE COMPANY | $170 | $0 | $170 | 0.13% |
| CARL J HOWINGTON3 | 5389 HARVEST WOOD LANE GAHANNA, OH 43230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $157 | $0 | $157 | 0.12% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOC LLC | 7814 CRAINDOW CT DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $157 | $0 | $157 | 0.12% |
| KIMBERLY NIETO3 Filed as: KIMBERLY K NIETO | 5419 CLUB D WESTERVILLE, OH 43082 | CONTINENTAL AMERICAN INSURANCE COMPANY | $141 | $0 | $141 | 0.11% |
| MARKUS MUELLER3 | 633 NE MUSKRAT RUN PORT ST LUICE, FL 34983 | CONTINENTAL AMERICAN INSURANCE COMPANY | $138 | $0 | $138 | 0.10% |
| JOHNNY HENSLEY JR3 | 9465 RIVIERA DRIVE UNION, KY 41091 | CONTINENTAL AMERICAN INSURANCE COMPANY | $128 | $0 | $128 | 0.10% |
| STEVE NIETO3 | 5419 CLUB DR WESTERVILLE, OH 43082 | CONTINENTAL AMERICAN INSURANCE COMPANY | $118 | $0 | $118 | 0.09% |
| PAULA GAIL NEAL3 Filed as: PAULA C CUTTER | 945 STAR SHOOT PKWY LEXINGTON, KY 40509 | CONTINENTAL AMERICAN INSURANCE COMPANY | $80 | $0 | $80 | 0.06% |
| RONALD J STEIN3 | 8800 LYRA DR STE 220 COLUMBUS, OH 43240 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | $0 | $57 | 0.04% |
| OPPORTUNITY INC3 | 9404 WOODCHIP LANE BROADVIEW HTS, OH 44147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | $0 | $33 | 0.02% |
| JOHN D SUSIE3 | 8682 HAWICK CT N DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | $0 | $33 | 0.02% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA L MANY | 319 S MAIN ST NORTH STAR, MI 48862 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | $0 | $12 | 0.01% |
| ELFRIEDA HOHEISEL3 | 947 CREEK RUN CT WESTERVILLE, OH 43081 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 160 GUTHRIE LANE STE 122 BRENTWOOD, CA 94513 | ACE AMERICAN INSURANCE COMPANY | $891 | $0 | $891 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 656 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 659 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 1,374 | $346K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 1,374 | $75K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 656 | $604K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 656 | $604K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 656 | $604K |
| Stop-loss / reinsurancereinsurance | UNITEDHEALTHCARE INSURANCE COMPANY | 1,223 | $1.3M |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,025 | $743K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,374 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.