| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC | $57K | — | $57K | 3.55% |
| BUCK GLOBAL LLC3 | 420 LEXINGTON AVENUE STE 2220 NEW YORK, NY 10160 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $134K | — | $134K | 10.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC | $31K | — | $31K | 3.13% |
| BUCK GLOBAL LLC3 | 420 LEXINGTON AVENUE STE 2220 NEW YORK, NY 10160 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $64K | — | $64K | 10.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 1244 POWERSCOURT DR STE 500 SAINT LOUIS, MO 631313623 | CONTINENTAL AMERICAN INSURANCE COMPANY | $162K | — | $162K | 34.95% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | VISION SERVICE PLAN | $21K | — | $21K | 5.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $4K | — | $4K | 2.19% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 500 PLAZA DR SECAUCUS, NJ 07094 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $3K | — | $3K | 2.19% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA INC. | $2K | — | $2K | 2.14% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | ARAG INSURANCE COMPANY | $9K | — | $9K | 13.00% |
| BUCK GLOBAL LLC3 | 420 LEXINGTON AVENUE STE 2220 NEW YORK, NY 10160 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| BUCK GLOBAL LLC3 | 420 LEXINGTON AVENUE STE 2220 NEW YORK, NY 10160 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 11 STANWIX ST SUITE 700 PITTSBURGH, PA 15222 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 50.63% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $408 | $408 | 1.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,817 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 417 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,234 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE COMPANY | 574 | $151K |
| Vision | VISION SERVICE PLAN | 2,677 | $416K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 3,784 | $1.3M |
| Short-term disability | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 253 | $32K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 3,719 | $644K |
| Other(6 contracts, 5 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 4,178 | $689K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.