| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SOUTHEAST PLANNING ASSOC. INC.3 Filed as: SOUTHEAST PLANNING ASSOCIATES, INC. | 5 DEPOT ST ATHENS, OH 45701 | DELTA DENTAL OF OHIO | $5K | $2K | $7K | 4.23% |
| SOUTHEAST PLANNING ASSOC. INC.3 | 5 DEPOT ST ATHENS, OH 45701 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 9.92% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 1.24% |
| SOUTHEAST PLANNING ASSOC. INC.3 | 5 DEPOT ST ATHENS, OH 45701 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 6.20% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $973 | $973 | 1.27% |
| SOUTHEAST PLANNING ASSOC. INC.3 | 5 DEPOT ST ATHENS, OH 45701 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.74% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $774 | $774 | 1.19% |
| SOUTHEAST PLANNING ASSOC. INC.3 Filed as: SOUTHEAST PLANNING ASSOCIATES INC. | 5 DEPOT ST ATHENS, OH 45701 | VISION SERVICE PLAN | $2K | — | $2K | 4.40% |
| SOUTHEAST PLANNING ASSOC. INC.3 | 5 DEPOT ST ATHENS, OH 45701 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.48% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $405 | $405 | 1.21% |
| SOUTHEAST PLANNING ASSOC. INC.3 | 5 DEPOT ST ATHENS, OH 45701 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICS INC | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | — | $171 | $171 | 1.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 352 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 352 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 561 | $162K |
| Vision | VISION SERVICE PLAN | 283 | $37K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 352 | $33K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 352 | $65K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 352 | $77K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 352 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 561 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.