| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 37 W BROAD STREET COLUMBUS, OH 43215 | COMMUNITY INSURANCE COMPANY | $36K | — | $36K | 2.21% |
| SHAWAN MARQUIS AGENCY INC3 | 110 EAST WILSON BRIDGE RD STE 260 COLUMBUS, OH 43085 | COMMUNITY INSURANCE COMPANY | $2K | — | $2K | 0.11% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 37 WEST BROAD STREET 7TH FL COLUMBUS, OH 43215 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 3.56% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | L-4238 COLUMBUS, OH 43260 | VISION SERVICE PLAN | $1K | — | $1K | 5.81% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 37 WEST BROAD STREET 7TH FL COLUMBUS, OH 43215 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.58% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HUNTINGTON INSURANCE INC3 | 135 E LIBERTY ST WOOSTER, OH 44691 | AFLAC | $480 | — | $480 | 7.96% |
| MICKLEY CONSULTING LLC3 | 3390 BURNT POND RD OSTRANDER, OH 43061 | AFLAC | $454 | — | $454 | 7.53% |
| OLIVIA SERENA SMITH3 | 3108 ALLEGHENY AVE APT A BEXLEY, OH 43209 | AFLAC | $269 | — | $269 | 4.46% |
| ANDREW J LOEWEN3 | 1103 SCHROCK RD STE 303 COLUMBUS, OH 43229 | AFLAC | $187 | — | $187 | 3.10% |
| MARCUS WAYNE MCREE3 | 5758 ALFIE PL COLUMBUS, OH 43213 | AFLAC | $148 | — | $148 | 2.45% |
| MORGAN LOEWEN3 | 820 WARWICK DR WESTERVILLE, OH 43082 | AFLAC | $107 | — | $107 | 1.77% |
| SHAWN M THEIS3 | 8056 AQUADALE DR YOUNGSTOWN, OH 44512 | AFLAC | $71 | — | $71 | 1.18% |
| JOSHUA K HOPPE3 | 85076 MAJESTIC WALK CIR FERNANDINA BEACH, FL 32034 | AFLAC | $14 | — | $14 | 0.23% |
| ROBERT P HARE3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $12 | — | $12 | 0.20% |
| RONALD JAMES STEIN3 | 14966 ROBINS RD JOHNSTOWN, OH 43031 | AFLAC | $11 | — | $11 | 0.18% |
| GREGORY F STENZEL3 | 14054 BADIANDS DR FRISCO, TX 75035 | AFLAC | $8 | — | $8 | 0.13% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $7 | — | $7 | 0.12% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $6 | — | $6 | 0.10% |
| MARKUS MUELLER3 | 7665 FIELDSTONE RANCH SQ VERO BEACH, FL 32967 | AFLAC | $2 | — | $2 | 0.03% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $2 | — | $2 | 0.03% |
| DARREN L BRUNO3 | 1224 WESTWOOD DR LEWIS CENTER, OH 43035 | AFLAC | $1 | — | $1 | 0.02% |
| RANDY M SOMERMAN3 | 2819 WILLIAMSBURG CIR STOW, OH 44224 | AFLAC | $1 | — | $1 | 0.02% |
| JAMES D DUDLEY3 | 1355 LYNNFIELD ST STE 259 MEMPHIS, TN 38119 | AFLAC | $1 | — | $1 | 0.02% |
| DANIELLE C DUNN3 | 185 S COLUMBIA AVE COLUMBUS, OH 43209 | AFLAC | $1 | — | $1 | 0.02% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 37 WEST BROAD STREET 7TH FL COLUMBUS, OH 43215 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $751 | — | $751 | 12.86% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 37 WEST BROAD STREET 7TH FL COLUMBUS, OH 43215 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $806 | — | $806 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 207 | $1.6M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 100 | $94K |
| Vision | VISION SERVICE PLAN | 88 | $18K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 124 | $6K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 32 | $5K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 124 | $16K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 124 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 207 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.