| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | COMMUNITY INSURANCE COMPANY | $8K | $1K | $9K | 0.98% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 4000 SMITH ROAD SUITE 400 CINCINNATI, OH 45209 | COMMUNITY INSURANCE COMPANY | $7K | $394 | $7K | 0.80% |
| SHAWAN MARQUIS AGENCY INC3 Filed as: SHAWAN MARQUIS AGENCY INC. | 110 EAST WILSON BRIDGE ROAD SUITE 260 COLUMBUS, OH 43085 | COMMUNITY INSURANCE COMPANY | $1K | — | $1K | 0.15% |
| SHAWAN MARQUIS AGENCY INC3 Filed as: SHAWAN MARQUIS AGENCY INC. | 425 METRO PLACE NORTH SUITE 140 DUBLIN, OH 43017 | COMMUNITY INSURANCE COMPANY | $26 | — | $26 | 0.00% |
| JANET LYNN HORSTMAN3 Filed as: JANET L. HORSTMAN | 285 GLENWORTH COURT POWELL, OH 430659118 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $27K | $27K | 3.21% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PENNSYLVANIA INC. | DBA DOYLE CONSULTING GROUP 125 EAST ELM STREET SUITE 210 CONSHOHOCKEN, PA 19428 | AETNA LIFE INSURANCE COMPANY | $28K | — | $28K | 5.37% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PENNSYLVANIA INC. | DBA DOYLE CONSULTING GROUP 601 WALNUT STREET SUITE 805 PHILADELPHIA, PA 19106 | AETNA LIFE INSURANCE COMPANY | $5K | — | $5K | 0.98% |
| ANDERSON BENEFIT SOLUTIONS3 Filed as: ANDERSON & KIME EMPLOYEE BENEFITS | 212 MAIN STREET RIDGWAY, PA 15853 | UPMC HEALTH OPTIONS | $3K | — | $3K | 3.45% |
| ASSUREDPARTNERS3 | 2443 SIR BARTON WAY SUITE 400 LEXINGTON, KY 40509 | AMERICAN UNITED LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY | 2305 RIVER ROAD LOUISVILLE, KY 40206 | DENTAL CARE PLUS, INC. | $2K | — | $2K | 6.10% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF PA INC. | 125 EAST ELM STREET SUITE 210 PHILADELPHIA, PA 194284159 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 5.48% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF NY INC. | 333 EARLE OVINGTON BOULEVARD SUITE 215 UNIONDALE, NY 11553 | STANDARD INSURANCE COMPANY | — | $263 | $263 | 1.25% |
| MARK T. HORSTMAN3 | 285 GLENWORTH COURT POWELL, OH 430659118 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 6.01% |
| JANET LYNN HORSTMAN3 | 285 GLENWORTH COURT POWELL, OH 43065 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 8.66% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PA INC. | 125 EAST ELM STREET SUITE 210 CONSHOHOCKEN, PA 19428 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 12.70% |
| ALPHA BENEFITS GROUP INC3 Filed as: ALPHA BENEFITS GROUP INC. | 2 MARKET PLAZA WAY SUITE 2 MECHANICSBURG, PA 17055 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $845 | $845 | 6.52% |
| INDEPENDENCE PLANNING GROUP3 Filed as: INDEPENDENCE PLANNING GROUP, LLC | 1767 SENTRY PARKWAY WEST BLUE BELL, PA 19422 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $8 | — | $8 | 0.06% |
| JANET LYNN HORSTMAN3 Filed as: JANET L. HORSTMAN | 285 GLENWORTH COURT POWELL, OH 43065 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 11.41% |
| ANDERSON BENEFIT SOLUTIONS3 Filed as: ANDERSON & KIME EMPLOYEE BENEFITS | 212 MAIN STREET RIDGWAY, PA 15853 | UPMC HEALTH OPTIONS | $332 | — | $332 | 3.08% |
| GA SOLUTIONS LLC3 Filed as: EB SOLUTIONS LLC | 4088 MAIN STREET HILLIARD, OH 43026 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY | 4000 SMITH ROAD SUITE 400 CINCINNATI, OH 45209 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $934 | — | $934 | 10.00% |
| INSURANCE ASSOCIATES PLUS, INC.3 | 6903 HUMMINGBIRD DRIVE MASON, OH 45040 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $464 | — | $464 | 4.97% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF PA, LP | THE CURTIS CENTER 170 S INDEPENDENCE MALL W APT 805 PHILADELPHIA, PA 19106 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $686 | $406 | $1K | 15.92% |
| ANDERSON BENEFIT SOLUTIONS3 Filed as: ANDERSON & KIME EMPLOYEE BENEFITS | 212 MAIN STREET RIDGWAY, PA 15853 | UPMC HEALTH BENEFITS | $51 | — | $51 | 4.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 360 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 360 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | COMMUNITY INSURANCE COMPANY | 158 | $2.4M |
| Dental(4 contracts, 4 carriers) | DENTAL CARE PLUS, INC. | 137 | $86K |
| Vision(3 contracts, 2 carriers) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 137 | $11K |
| Life insurance(5 contracts, 5 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 181 | $88K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 181 | $52K |
| Long-term disability(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 181 | $52K |
| Prescription drug(3 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 41 | $944K |
| Other(5 contracts, 5 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 181 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 181 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.