| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER AGENCY INSURANCE | 655 METRO PL SUITE 750 DUBLIN, OH 43017 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | $86K | $88K | 2.73% |
| WASHINGTON ENTERPRISE INC3 Filed as: WASHINGTON ENTERPRISE INC. | 6009 LANDERHAVEN DR MAYFIELD HEIGHTS, OH 44124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21K | — | $21K | 10.46% |
| GREGORY PAUL STAUDINGER | 831 SMITHFIELD DR UNIT 905 NORTHFIELD, OH 44067 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14K | $2K | $16K | 8.09% |
| ROBERTA DICKINSON3 Filed as: ROBERTA A PRICE-LITTLE | 9408 CHERRY TREE STRONGVILLE, OH 44136 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $10K | $14K | 6.95% |
| CHRISTOPHER TODD NEWMAN3 | 13130 W 130TH STREET STRONGVILLE, OH 44136 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $5K | $10K | 4.92% |
| BRANDON WOODALL3 | 1721 LAKE AVE ELYRIA, OH 44035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.02% |
| ALISA TYLER3 | P.O. BOX 24533 MAYFIELD HEIGHTS, OH 44124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $198 | $2K | $2K | 0.87% |
| JEFFREY ALLAN MARTIN3 | 26775 SLEEPY HOLLOW DRIVE WESTLAKE, OH 44145 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $153 | $1K | 0.62% |
| JOSPEH BADGER3 | 1565 MAIN ST PENINSULA, OH 44264 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $532 | $510 | $1K | 0.52% |
| WENDY ALI3 | 931 DARYL DR SOUTH EUCLID, OH 44124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $508 | $198 | $706 | 0.35% |
| KAREN SUE MARSHALL3 | 6285 SHARON WOODS BLVD COLUMBUS, OH 43229 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $243 | $13 | $256 | 0.13% |
| MARIO PATRICK CRITELLI3 | 45200 E HAMILTON ST OBERLIN, OH 44074 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $99 | $104 | $203 | 0.10% |
| SARA MENEFEE MARKOUC3 | 3 SUMMIT PARK DRIVE INDEPENDENCE, OH 44131 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $139 | $154 | 0.08% |
| MAUREEN FERRONE3 | 6511 BUFFHAM RD SEVILLE, OH 44273 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $65 | $72 | 0.04% |
| MARIBETH CHALLENGER3 | 8553 DUNHAM DR OLMSTED TWP, OH 44138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.03% |
| NOAH HUTCHINSON3 | 20203 SUMPTER RD WARRENSVILLE HEIGHTS, OH 44128 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | $4 | $51 | 0.03% |
| ALFRED CLIFFORD3 | 6012 SLIPPERY ROCK DR COLUMBUS, OH 43229 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | $2 | $44 | 0.02% |
| TAMERA L SCHNEIDER3 | 650 GLENWOOD CIRCLE BEREA, OH 44017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $8 | $9 | 0.00% |
| COURTNEY CRAFT3 | 12925 HAMPTON CLUB DR NORTH ROYALTON, OH 44133 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $2 | $9 | 0.00% |
| TRACY LARSON3 | 561 GLEN PARK BAY VILLAGE, OH 44140 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $2 | $3 | 0.00% |
| WASHINGTON ENTERPRISES INC3 Filed as: WASHINGTON ENTERPRISES INC. | 6009 LANDERHAVEN DR SUITE A1 MAYFIELD HEIGHTS, OH 44124 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 3.62% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRADENDER AGENCY INC. | 3931 S DIXIE DR DAYTON, OH 45439 | METROPOLITAN LIFE INSURANCE COMPANY | $951 | $53 | $1K | 0.62% |
| WASHINGTON ENTERPRISES INC3 Filed as: WASHINGTON ENTERPRISES INC. | 6009 LANDERHAVEN DR SUITE A1 MAYFIELD HEIGHTS, OH 44124 | VISION SERVICE PLAN | $1K | — | $1K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN/BRAVENDER, INC. | 3931 S DIXIE DR MORAINE, OH 45439 | VISION SERVICE PLAN | $149 | — | $149 | — |
| WASHINGTON ENTERPRISES INC3 Filed as: WASHINGTON ENTERPRISES INC. | 6009 LANDVERHAVEN DR MAYFIELD, OH 44124 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER AGENCY INC. | 3931 S DIXIE DR DAYTON, OH 45439 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $309 | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 485 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 485 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 382 | $3.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 485 | $163K |
| Vision | VISION SERVICE PLAN | 207 | $0 |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 346 | $202K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 345 | $0 |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 346 | $202K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 485 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.