| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | SUN LIFE | $0 | $5K | $5K | 3.00% |
| C2 CENTRIC LLC3 | P.O. BOX 6824 GRAND RIPIDS, MI 49516 | SUN LIFE | $0 | $2K | $2K | 1.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | UNUM | $9K | $1K | $10K | 9.33% |
| CHRIS SHEALY3 | 215 HOGAN WAY LEXINGTON, KY 29072 | UNUM | $1K | — | $1K | 1.03% |
| ROGLE INC3 Filed as: ROGLE, INC. | 7460 LANTERN ROAD INDIANALOPIS, IN 46256 | UNUM | $945 | — | $945 | 0.87% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNER LLC | 401 SOUTH JULIET MT. JULIET, TN 37076 | UNUM | $0 | $180 | $180 | 0.17% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | SUPERIOR DENTAL CARE | $1K | — | $1K | 1.54% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | EYEMED | $4K | — | $4K | 14.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 556 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 556 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUPERIOR DENTAL CARE | 2,904 | $94K |
| Vision | EYEMED | 426 | $27K |
| Life insurance | UNUM | 556 | $109K |
| Long-term disability | UNUM | 556 | $109K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY | 434 | $853K |
| Other | UNUM | 556 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,904 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.