| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | MEDICAL MUTUAL DBA SDC | $2K | — | $2K | 1.78% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | — | $12K | 14.65% |
| CHRIS SHEALY3 | 215 HOGAN WAY LEXINGTON, SC 29072 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $532 | — | $532 | 0.66% |
| ROGLE INC3 Filed as: ROGLE, INC. | 7460 LANTERN ROAD INDIANAPOLIS, IN 16256 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $479 | — | $479 | 0.60% |
| NATIONAL ENROLLMENT SERVICES3 Filed as: NATIONAL ENROLLMENT | 2000 CHAPEL VIEW BLVD CRANSTON, RI 02920 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $63 | $63 | 0.08% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | EYEMED | $5K | — | $5K | 14.91% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $986 | — | $986 | 5.26% |
| CHRIS SHEALY3 | 215 HOGAN WAY LEXINGTON, KY 29072 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $442 | — | $442 | 2.36% |
| ROGLE INC3 Filed as: ROGLE, INC. | 7460 LANTERN ROAD INDIANALOPIS, IN 46256 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $358 | — | $358 | 1.91% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNER LLC | 401 SOUTH JULIET MT. JULIET, TN 37076 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $0 | $71 | $71 | 0.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 567 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 568 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | MEDICAL MUTUAL DBA SDC | 275 | $93K |
| Vision | EYEMED | 444 | $30K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 546 | $80K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 546 | $80K |
| Stop-loss / reinsurancereinsurance | COMMUNITY INSURANCE COMPANY | 418 | $241K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 546 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 546 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.