See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY INSURANCE COMPANY (G1728) EIN 31-1440175 NONE | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing; Contract Administrator Service code 12 | — | $1.5M |
| MEDCO HEALTH SOLUTIONS, INC EIN 22-3461740 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $327K |
| COMMUNITY INSURANCE COMPANY | Float revenue; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $125K |
| EYEMED VISION CARE EIN 31-1656473 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $17K |
| MERCER HEALTH & BENEFITS LLC NONE | Non-monetary compensation; Other commissions; Insurance agents and brokers Service code 22 | 4585 PAYSHERE CIRCLE CHICAGO, IL 60674 | $10K |
| US BANK-CUSTODIAL FEES NONE | Direct payment from the plan; Consulting (general) Service code 16 | 800 NICOLLET MALL MINNEAPOLIS, MN 55402 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,572 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,831 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 5,403 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(2 contracts) | EYEMED VISION CARE | 3,026 | $255K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,403 | $3.0M |
| Stop-loss / reinsurancereinsurance | COMMUNITY INSURANCE COMPANY | 2,770 | $1.3M |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 5,403 | $3.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,403 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.