| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 6714 POINTE INVERNESS WAY SUITE 100 FORT WAYNE, IN 46804 | COMMUNITY INSURANCE COMPANY | $58K | $0 | $58K | 5.28% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43624 | GEISINGER HEALTH PLAN | $13K | $18 | $13K | 3.59% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43624 | AMERICAN UNITED LIFE INSURANCE COMPANY | $32K | $17K | $49K | 21.07% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | TRANSAMERICA | $75K | $0 | $75K | 100.00% |
| WEB TPA5 Filed as: WEB TPA EMPLOYER SERVICES LLC | 8500 FREEPORT PARKWAY S SUITE 400 IRVING, TX 75063 | TRANSAMERICA | $0 | $45K | $45K | 59.53% |
| NATIONAL EMP BNFT CO INC5 Filed as: NATIONAL EMP BNFT CO INC. | 8500 FREEPORT PARKWAY S SUITE 450 IRVING, TX 75063 | TRANSAMERICA | $0 | $24K | $24K | 31.38% |
| NEW BENEFITS, LTC3 | 14240 PROTON ROAD DALLAS, TX 75244 | TRANSAMERICA | $0 | $4K | $4K | 5.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 500 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 500 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY | 703 | $1.5M |
| Dental | COMMUNITY INSURANCE COMPANY | 703 | $1.1M |
| Vision | COMMUNITY INSURANCE COMPANY | 703 | $1.1M |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 234 | $233K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 234 | $233K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 234 | $233K |
| Prescription drug(2 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY | 703 | $1.5M |
| Other(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 234 | $308K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 703 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.