| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEDLINK INC3 | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY, INC | $21K | $4K | $25K | 3.46% |
| BENEFACTOR INS GROUP INC3 | 2165 CARTER AVE ASHLAND, KY 41101 | AMERICAN FIDELITY ASSURANCE COMPANY - LTD | $3K | — | $3K | 5.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY - LTD | $3K | — | $3K | 4.99% |
| MEDLINK INC3 | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY, INC | $2K | — | $2K | 8.00% |
| MEDLINK INC3 | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM LIFE INSURANCE COMPANY | $6K | — | $6K | 25.27% |
| MEDLINK INC3 | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM LIFE INSURANCE COMPANY | $254 | — | $254 | 1.09% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY - CANCER | $944 | — | $944 | 7.41% |
| BENEFACTOR INS GROUP INC3 | 2165 CARTER AVE ASHLAND, KY 41101 | AMERICAN FIDELITY ASSURANCE COMPANY - CANCER | $540 | — | $540 | 4.24% |
| INSURANCE SOLUTIONS OF KY INC3 Filed as: INSURANCE SOLUTIONS OF KY | 800 DIEDERICH BLVD RACELAND, KY 41169 | AMERICAN FIDELITY ASSURANCE COMPANY - CANCER | $128 | — | $128 | 1.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY - ACCIDENT ONLY | $577 | — | $577 | 9.47% |
| BENEFACTOR INS GROUP INC3 | 2165 CARTER AVE ASHLAND, KY 41101 | AMERICAN FIDELITY ASSURANCE COMPANY - ACCIDENT ONLY | $305 | — | $305 | 5.01% |
| BENEFACTOR INS GROUP INC3 | 2165 CARTER AVE ASHLAND, KY 41101 | AMERICAN FIDELITY ASSURANCE COMPANY - STD | $259 | — | $259 | 5.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY - STD | -$50 | — | -$50 | -0.97% |
| BENEFACTOR INS GROUP INC3 | 2165 CARTER AVE ASHLAND, KY 41101 | AMERICAN FIDELITY ASSURANCE COMPANY - MEDICAL INDIV | $31 | — | $31 | 4.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KENTUCKY, INC | 67 | $717K |
| Dental | ANTHEM HEALTH PLANS OF KENTUCKY, INC | 71 | $26K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC | 67 | $717K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 101 | $23K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY - ACCIDENT ONLY | 46 | $11K |
| Long-term disability(2 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY - LTD | 80 | $72K |
| Other | AMERICAN FIDELITY ASSURANCE COMPANY - MEDICAL INDIV | 2 | $631 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 101 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.