| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $131K | $131K | 1.80% |
| AON CONSULTING INC3 | DBA AON CONSULTING OF NEW JERSEY 259 N RADNOR CHESTER RD RADNOR, PA 190875240 | METROPOLITAN LIFE INSURANCE COMPANY | — | $95 | $95 | 0.00% |
| AON CONSULTING INC3 | 30 WATERSIDE DR ATTN STEPHANIE ATTRUIA CORP ACCTG FARMINGTON, CT 060323069 | METROPOLITAN LIFE INSURANCE COMPANY | — | $95 | $95 | 0.00% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAM INC | 897 12TH STREET PO BOX 1116 HAMMONTON, NJ 08037 | RELIASTAR LIFE INSURANCE COMPANY | $577K | — | $577K | 19.11% |
| ALIGHT SOLUTIONS3 Filed as: ALIGHT HOLDINGS COMPANY LLC | DBA ALIGHT SOLUTIONS LLC 4 OVERLOOK POINT LINCOLNSHIRE, IL 600694337 | RELIASTAR LIFE INSURANCE COMPANY | — | $121K | $121K | 4.00% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | RELIASTAR LIFE INSURANCE COMPANY | $59K | — | $59K | 1.96% |
| AON CONSULTING INC3 | 30 WATERSIDE DR ATTN STEPHANIE ATTRUIA CORP ACCTG FARMINGTON, CT 060323069 | METROPOLITAN LIFE INSURANCE COMPANY | — | $95 | $95 | 0.02% |
| AON CONSULTING INC3 | 30 WATERSIDE DR ATTN STEPHANIE ATTRUIA CORP ACCTG FARMINGTON, CT 060323069 | METROPOLITAN LIFE INSURANCE COMPANY | — | $95 | $95 | 0.04% |
| AON CONSULTING INC3 | 165 BROADWAY, SUITE 3201 NEW YORK, NY 10006 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $5K | — | $5K | 20.00% |
| AON CONSULTING INC3 | 165 BROADWAY, SUITE 3201 NEW YORK, NY 10006 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $5K | — | $5K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 29,512 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,145 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 42,657 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 999 | $10.3M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 20 | $544K |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 38,555 | $2.9M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 43,058 | $7.3M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,960 | $694K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 34,372 | $4.2M |
| Other(6 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 43,058 | $10.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 43,058 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.