| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $70K | $148K | $218K | 2.74% |
| AON CONSULTING INC3 | DBA AON CONSULTING OF NEW JERSEY 259 N RADNOR CHESTER RD RADNOR, PA 190875240 | METROPOLITAN LIFE INSURANCE COMPANY | — | $111 | $111 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $50K | $109K | $159K | 2.76% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731296 | METROPOLITAN LIFE INSURANCE COMPANY | — | $111 | $111 | 0.00% |
| CUSTOM BENEFIT PROGRAMS INC3 | 1 N WHITE HORSE PIKE HAMMONTON, NJ 08037 | UNITEDHEALTHCARE INSURANCE COMPANY | $450K | — | $450K | 9.62% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $10K | $15K | 2.83% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731296 | METROPOLITAN LIFE INSURANCE COMPANY | — | $111 | $111 | 0.02% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $5K | $10K | 4.04% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731296 | METROPOLITAN LIFE INSURANCE COMPANY | — | $111 | $111 | 0.04% |
| AON CONSULTING INC3 | 165 BROADWAY, SUITE 3201 NEW YORK, NY 10006 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $8K | — | $8K | 20.00% |
| AON CONSULTING INC3 | 165 BROADWAY, SUITE 3201 NEW YORK, NY 10006 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $5K | — | $5K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 29,688 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11,011 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 40,699 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 932 | $9.5M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 47 | $271K |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 37,685 | $2.6M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 42,521 | $8.0M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,191 | $791K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 16,335 | $5.8M |
| Other(7 contracts, 6 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 42,521 | $13.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 42,521 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.