| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACCELERATED FINANCIAL PLANNING3 Filed as: ACCELERATED FINANCIAL PLANNING AGEN | 5880 VENTURE DRIVE SUITE D DUBLIN, OH 43017 | COMMUNITY INSURANCE COMPANY | $26K | $870 | $27K | 3.03% |
| SHAWAN MARQUIS AGENCY INC3 | 110 EAST WILSON BRIDGE RD STE 260 COLUMBUS, OH 43085 | COMMUNITY INSURANCE COMPANY | $20K | — | $20K | 2.23% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES B OSWALD COMPANY THE | 1100 SUPERIOR AVENUE E SUITE 1500 CLEVELAND, OH 44114 | COMMUNITY INSURANCE COMPANY | -$15K | $880 | -$14K | -1.59% |
| ACCELERATED FINANCIAL PLANNING3 Filed as: ACCELERATED FINANCIAL PLANNING INC | — | COMMUNITY INSURANCE COMPANY | $3K | — | $3K | 5.00% |
| ACCERATED FINANCIAL PALNNING AGENCY3 | 5880 VENTURE DRIVE DUBLIN, OH 43017 | ANTHEM LIFE INSURANCE COMPANY | $6K | — | $6K | 11.71% |
| KIMBERLY NIETO3 | 5419 CLUB DRIVE WESTERVILLE, OH 43082 | AFLAC | $436 | $8 | $444 | 3.05% |
| THERESA W JOHNS3 | 311 LEIGHTON COURT WESTERVILLE, OH 43082 | AFLAC | $221 | — | $221 | 1.52% |
| STEVE NIETO3 | 5419 CLUB DRIVE WESTERVILLE, OH 43082 | AFLAC | $197 | — | $197 | 1.35% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD SUITE 500 WEST CHESTER, OH 45069 | AFLAC | $195 | — | $195 | 1.34% |
| JAMES A BURRESS3 | 6418 FAYBOROUGH COURT DUBLIN, OH 43016 | AFLAC | $101 | — | $101 | 0.69% |
| ROBERT T WRIGHT3 | 3980 CORBY STREET NORTHWEST UNIONTOWN, OH 44685 | AFLAC | $88 | — | $88 | 0.60% |
| LORRIE A WETZEL3 | 3357 BRAIDWOOD DRIVE HILLIARD, OH 43026 | AFLAC | $87 | — | $87 | 0.60% |
| PAULA GAIL NEAL3 Filed as: PAULA C CUTTER | 1795 ALYSHEBA WAY SUITE 1204 LEXINGTON, KY 40509 | AFLAC | $54 | $3 | $57 | 0.39% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AFLAC | $49 | — | $49 | 0.34% |
| ASHLEY SOLOMON3 Filed as: ASHLEY C SOLOMON | 5582 DUMFRIES COURT WEST DUBLIN, OH 43017 | AFLAC | $45 | — | $45 | 0.31% |
| MICHAEL BURRELL3 | 1269 SEDGE LANE GAHANNA, OH 43230 | AFLAC | $37 | — | $37 | 0.25% |
| HARE AND ASSOCIATES LLC3 | 470 OLDE WORTHINGTON ROAD SUITE 250 WESTERVILLE, OH 43082 | AFLAC | $35 | — | $35 | 0.24% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DRIVE DUBLIN, OH 43016 | AFLAC | $33 | — | $33 | 0.23% |
| ROBERT P HARE3 | 470 OLDE WORTHINGTON ROAD SUITE 250 WESTERVILLE, OH 43082 | AFLAC | $32 | — | $32 | 0.22% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY BUILDING 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $21 | — | $21 | 0.14% |
| KEITH FRIZZELL3 | 1795 ALYSHEBA WAY SUITE 1204 LEXINGTON, KY 40509 | AFLAC | $18 | — | $18 | 0.12% |
| MATTHEW E CLAYTON3 | 2317 ALDRIN DRIVE SIDNEY, OH 45365 | AFLAC | $15 | — | $15 | 0.10% |
| JOHN LUTZ3 Filed as: JOHN B LUTZ | 19646 NORTH 92ND AVENUE PEORIA, AZ 85382 | AFLAC | $15 | — | $15 | 0.10% |
| MICHAEL J QUINN3 | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC | $14 | — | $14 | 0.10% |
| BRUCE MEYER3 Filed as: BRUCE E MEYER | 10800 WINCHCOMBE DRIVE DUBLIN, OH 43016 | AFLAC | $14 | — | $14 | 0.10% |
| JOHN D PETTIGREW3 | 1620 COHASSET DRIVE CINCINNATI, OH 45255 | AFLAC | $12 | — | $12 | 0.08% |
| LINDA ANKNEY3 | 4901 COUNTRY PARK DRIVE TIPP CITY, OH 45371 | AFLAC | $12 | — | $12 | 0.08% |
| HARE AND ASSOCIATES LLC3 | 470 OLDE WORTHINGTON ROAD SUITE 250 WESTERVILLE, OH 43082 | AFLAC | $6 | $3 | $9 | 0.06% |
| PHILLIP KNOCHEL3 | 1624 DEMARET LANE COLUMBUS, OH 43228 | AFLAC | $2 | $6 | $8 | 0.05% |
| JERRY PERRY RUBIN3 | 69 MUIRFIELD DRIVE BLUFFTON, SC 29909 | AFLAC | $6 | — | $6 | 0.04% |
| GREGORY F STOCKSDALE3 Filed as: GREGORY STOCKSDALE | 128 NORTH MAIN PO BOX 32 URBANA, OH 43078 | AFLAC | $6 | — | $6 | 0.04% |
| ACCELERATED FINANCIAL PLANNING3 | 5880 VENTURE DRIVE SUITE D DUBLIN, OH 43017 | VISION SERVICE PLAN | $776 | — | $776 | 7.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 62 | $880K |
| Dental | COMMUNITY INSURANCE COMPANY | 100 | $64K |
| Vision | VISION SERVICE PLAN | 102 | $11K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 121 | $53K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 121 | $53K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 121 | $53K |
| Other(3 contracts, 3 carriers) | ANTHEM LIFE INSURANCE COMPANY | 121 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 121 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.