| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 50 EAST BUSINESS WAY CINCINNATI, OH 45241 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $62K | $62K | 2.57% |
| CORNERSTONE BROKER INS SERVICES3 Filed as: CORNERSTONE BROKER INS. SVS. AGENCY | 2101 FLORENCE AVENUE CINCINNATI, OH 45206 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | $0 | $10K | 0.43% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $9K | $9K | 0.38% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | $3K | $15K | 9.29% |
| DEMORAY BENEFIT ADMINISTRATORS INC3 Filed as: DEMORAY BENEFIT ADMIN., INC. | 1487 COURTYARD PLACE CENTERVILLE, OH 45458 | PRINCIPAL LIFE INSURANCE COMPANY | $79 | $410 | $489 | 0.30% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | DELTA DENTAL OF OHIO | $2K | $0 | $2K | 2.73% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 50 EAST BUSINESS WAY CINCINNATI, OH 45241 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $3K | $0 | $3K | 13.14% |
| THOMAS W BOSTON3 Filed as: THOMAS W. BOSTON | 1275 WEST MAPLE STREET HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $307 | $0 | $307 | 4.05% |
| DAVE MAUTE3 | 2200 EAST MAIN STREET SPRINGFIELD, OH 45503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $304 | $0 | $304 | 4.01% |
| DOUGLAS SMITH3 | 2713 WOODFORD DRIVE SPRINGFIELD, OH 45503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $184 | $0 | $184 | 2.43% |
| JAMES L HALSEY3 Filed as: JAMES L. HALSEY | 119 NORTH MAIN STREET UNION, OH 45322 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $38 | $0 | $38 | 0.50% |
| VINURA AGENCY LLC3 Filed as: VINURA AGENCY, LLC | PO BOX 102 WADSWORTH, OH 44282 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | $0 | $34 | 0.45% |
| PLANCHOICE INC3 Filed as: PLANCHOICE | 13257 OBANNON STATION WAY LOUISVILLE, KY 40223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | $0 | $5 | 0.07% |
| DOUGLAS SMITH3 | 2713 WOODFORD DRIVE SPRINGFIELD, OH 45503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $603 | $0 | $603 | 8.74% |
| DAVE MAUTE3 | 2200 EAST MAIN STREET SPRINGFIELD, OH 45503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $239 | $0 | $239 | 3.46% |
| VINURA AGENCY LLC3 Filed as: VINURA AGENCY, LLC | PO BOX 102 WADSWORTH, OH 44282 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $157 | $0 | $157 | 2.28% |
| ERICA J LEONHARDT3 Filed as: ERICA J. LEONHARDT | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $102 | $0 | $102 | 1.48% |
| THOMAS W BOSTON3 Filed as: THOMAS W. BOSTON | 1275 WEST MAPLE STREET HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $67 | $0 | $67 | 0.97% |
| JAMES L HALSEY3 Filed as: JAMES L. HALSEY | 119 NORTH MAIN STREET UNION, OH 45322 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42 | $0 | $42 | 0.61% |
| MJ INSURANCE3 Filed as: PLANCHOICE AND VARIOUS AGENTS | 13257 OBANNON STATION WAY LOUISVILLE, KY 40223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | $0 | $30 | 0.43% |
| DOUGLAS SMITH3 | 2713 WOODFORD DRIVE SPRINGFIELD, OH 45503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $752 | $0 | $752 | 13.51% |
| DAVE MAUTE3 | 2200 EAST MAIN STREET SPRINGFIELD, OH 45503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $257 | $0 | $257 | 4.62% |
| VINURA AGENCY LLC3 Filed as: VINURA AGENCY, LLC | PO BOX 102 WADSWORTH, OH 44282 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $201 | $0 | $201 | 3.61% |
| ERICA J LEONHARDT3 Filed as: ERICA J. LEONHARDT | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $58 | $0 | $58 | 1.04% |
| THOMAS W BOSTON3 Filed as: THOMAS W. BOSTON | 1275 WEST MAPLE STREET HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $55 | $0 | $55 | 0.99% |
| JAMES L HALSEY3 Filed as: JAMES L. HALSEY | 119 NORTH MAIN STREET UNION, OH 45322 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $48 | $0 | $48 | 0.86% |
| MJ INSURANCE3 Filed as: PLANCHOICE AND VARIOUS AGENTS | 13257 OBANNON STATION WAY LOUISVILLE, KY 40223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $37 | $0 | $37 | 0.66% |
| DOUGLAS SMITH3 | 2713 WOODFORD DRIVE SPRINGFIELD, OH 45503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $283 | $0 | $283 | 5.12% |
| DAVE MAUTE3 | 2200 EAST MAIN STREET SPRINGFIELD, OH 45503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $132 | $0 | $132 | 2.39% |
| ERICA J LEONHARDT3 Filed as: ERICA J. LEONHARDT | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $71 | $0 | $71 | 1.28% |
| VINURA AGENCY LLC3 Filed as: VINURA AGENCY, LLC | PO BOX 102 WADSWORTH, OH 44282 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $62 | $0 | $62 | 1.12% |
| THOMAS W BOSTON3 Filed as: THOMAS W. BOSTON | 1275 WEST MAPLE STREET HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42 | $0 | $42 | 0.76% |
| JAMES L HALSEY3 Filed as: JAMES L. HALSEY | 119 NORTH MAIN STREET UNION, OH 45322 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $25 | $0 | $25 | 0.45% |
| MJ INSURANCE3 Filed as: PLANCHOICE AND VARIOUS AGENTS | 13257 OBANNON STATION WAY LOUISVILLE, KY 40223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | $0 | $12 | 0.22% |
| THOMAS W BOSTON3 Filed as: THOMAS W. BOSTON | 1275 WEST MAPLE STREET HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $111 | $0 | $111 | 4.36% |
| DOUGLAS SMITH3 | 2713 WOODFORD DRIVE SPRINGFIELD, OH 45503 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $23 | $0 | $23 | 0.90% |
| ERICA J LEONHARDT3 Filed as: ERICA J. LEONHARDT | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | $0 | $18 | 0.71% |
| JAMES L HALSEY3 Filed as: JAMES L. HALSEY | 119 NORTH MAIN STREET UNION, OH 45322 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | $0 | $12 | 0.47% |
| ARMIN G LEONHARDT3 Filed as: ARMIN G. LEONHARDT | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 394 | $2.4M |
| Dental | DELTA DENTAL OF OHIO | 361 | $74K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 326 | $20K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 314 | $164K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 314 | $164K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 314 | $164K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 394 | $2.4M |
| Other(6 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 314 | $192K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 394 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.