| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI MIDWEST INC | 312 E ELM ST 24TH FLOOR CINCINNATI, OH 452022701 | HUMANA HEALTH PLAN OF OHIO, INC. | $35K | $9K | $44K | 2.48% |
| USI INSURANCE SERVICES LLC3 Filed as: USI MIDWEST INC. | 312 ELM ST 24TH FLOOR CINCINNATI, OH 452022701 | HUMANA HEALTH PLAN OF OHIO, INC. | $22K | $6K | $28K | 2.55% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC - GA | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 303395946 | HUMANA HEALTH PLAN OF OHIO, INC. | — | $977 | $977 | 0.09% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE | 312 ELM STREET, SUITE 24TH FLOOR CINCINNATI, OH 45202 | DENTAL CARE PLUS, INC. | $8K | — | $8K | 4.23% |
| USI INSURANCE SERVICES LLC3 Filed as: USI MIDWEST INC | PO BOX 62889 VIRGINIA BEACH, VA 23466 | UNION SECURITY INSURANCE COMPANY | $15K | $10K | $25K | 19.64% |
| USI INSURANCE SERVICES LLC3 Filed as: USI MIDWEST INC | PO BOX 62889 VIRGINIA BEACH, VA 23466 | UNION SECURITY INSURANCE COMPANY | $6K | $2K | $8K | 28.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 458 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 458 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HUMANA HEALTH PLAN OF OHIO, INC. | 200 | $2.9M |
| Dental | DENTAL CARE PLUS, INC. | 372 | $178K |
| Life insurance(2 contracts) | UNION SECURITY INSURANCE COMPANY | 458 | $157K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 458 | $130K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 458 | $130K |
| Other(2 contracts, 2 carriers) | HUMANA HEALTH PLAN OF OHIO, INC. | 458 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 458 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.