| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | 309 WEBSTER ST DAYTON, OH 45402 | MEDICAL MUTUAL | $77K | $45K | $122K | 2.92% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | 309 WEBSTER ST. DAYTON, OH 45402 | SUPERIOR DENTAL CARE | $9K | $0 | $9K | 9.43% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | 409 E. MONUMENT AVENUE SUITE 400 DAYTON, OH 45402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 7.24% |
| SUSAN SVARDA ENTERPRISES LLC3 | 375 INDUSTRY DR., SUITE A CARLISLE, OH 45005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 5.40% |
| MICHAEL R MAGOTEAUX3 | 2250 CARDO RD FT LORAMIE, OH 45845 | CONTINENTAL AMERICAN INSURANCE COMPANY | $725 | $0 | $725 | 0.92% |
| JULIE M SMITH3 | 2900 CHALMAR DRIVE BEAVERCREEK, OH 45431 | CONTINENTAL AMERICAN INSURANCE COMPANY | $385 | $0 | $385 | 0.49% |
| LEE ROY YOUNG ENTERPRISES3 | 816 POWELL AVE MIAMISBURG, OH 45402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $311 | $0 | $311 | 0.40% |
| KEVIN MURPHY3 Filed as: KEVIN SVARDA ENTERPRISES LLC | 1828 IRIS TRAIL WAYNESVILLE, OH 45068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $214 | $0 | $214 | 0.27% |
| KYLE RUSSEY3 Filed as: KYLE D DAFLER | 2431 HAWKINS RD RICHMOND, IN 47374 | CONTINENTAL AMERICAN INSURANCE COMPANY | $99 | $0 | $99 | 0.13% |
| ALEXANDER A ARTMAN3 | 102 POINTE VIEW DR MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $78 | $0 | $78 | 0.10% |
| JESSICA L MCGINNITY3 | 1954 TURNBULL RD DAYTON, OH 45432 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | $0 | $35 | 0.04% |
| MATTHEW R CALICOAT3 | 24250 N 23RD AVE, STE 1204 PHOENIX, AZ 85085 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | $0 | $26 | 0.03% |
| DANA LINDSEY3 | 400 POSEY LANE, APT 113 DAYTON, OH 45459 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | $0 | $22 | 0.03% |
| GERALD J DAVIS3 | 11260 CHESTER RD., STE. 500 CINCINNATI, OH 45246 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | $0 | $21 | 0.03% |
| WILLIAM ROBERTS3 | 3749 SACHEM AVE CINCINNATI, OH 45226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | $0 | $19 | 0.02% |
| IAN B BRANYON3 | 8744 UNION CENTRE BLVD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | $0 | $19 | 0.02% |
| JONATHAN B VETTER3 | 6680 POE AVE STE. 200 DAYTON, OH 45414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | $0 | $15 | 0.02% |
| INGER M PENNINGTON3 | 7179 HONEYWOOD COURT CINCINANTI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | $0 | $12 | 0.02% |
| MICHAEL R MAGOTEAUX3 Filed as: MICHAEL J MCGAUGHEY | 1255 ARKANSAS DR. XENIA, OH 45414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 0.01% |
| TRISTAN GAINES3 | 357 AZALEA WAY NEW BRAUNFELS, TX 78132 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | 309 WEBSTER ST. DAYTON, OH 45402 | MEDMUTUAL LIFE INSURANCE COMPANY | $5K | $4K | $9K | 11.46% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | PO BOX 350 CONSHOHOCKEN, PA 19428 | STANDARD LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.64% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | PO BOX 37 DAYTON, OH 45401 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 371 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 372 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 217 | $4.2M |
| Dental | SUPERIOR DENTAL CARE | 4,981 | $96K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 346 | $24K |
| Life insurance | MEDMUTUAL LIFE INSURANCE COMPANY | 0 | $77K |
| Long-term disability(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 457 | $75K |
| Prescription drug | MEDICAL MUTUAL | 217 | $4.2M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 122 | $155K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,981 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.