| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $45K | $45K | 1.64% |
| NCY, LLC3 | MARSH MCLENNAN AGENCY LLC 409 E. MONUMENT AVENUE, SUITE 400 DAYTON, OH 45402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31K | $0 | $31K | 5.20% |
| ISES LLC SUSAN SVARDA ENT.3 | 6680 POE AVE., STE. 400 DAYTON, OH 45414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30K | $0 | $30K | 5.03% |
| ISES LLC SUSAN SVARDA ENT.3 | 6680 POE AVE., STE. 400 DAYTON, OH 45414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | $0 | $8K | 1.30% |
| NCY, LLC3 | MARSH MCLENNAN AGENCY 409 E. MONUMENT AVENUE, SUITE 400 DAYTON, OH 45402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 1.00% |
| GERALD J DAVIS3 | 11260 CHESTER RD., STE. 500 CINCINNATI, OH 45246 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 0.70% |
| DANA MARIE MOWATT3 Filed as: DANA LINDSEY | UKNOWN UKNOWN, IL 00000 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 0.57% |
| RISES LEE ROY YOUNG ENT.3 | 816 POWELL AVE MIAMISBURG, OH 45342 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 0.50% |
| ISES LLC KEVIN SVARDA ENT.3 | 1828 IRIS TRAIL WAYNESVILLE, OH 45068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 0.50% |
| MICHAEL R MAGOTEAUX3 | UKNOWN UKNOWN, OH 00000 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 0.49% |
| ALEXANDER A ARTMAN3 | 102 POINTE VIEW DR. MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.35% |
| KYLE RUSSEY3 Filed as: KYLE D DAFLER | 2431 HAWKINS RD RICHMOND, IN 47374 | CONTINENTAL AMERICAN INSURANCE COMPANY | $827 | $0 | $827 | 0.14% |
| BRIAN J DAY3 | 8744 UNION CENTRE BLVD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $806 | $0 | $806 | 0.13% |
| JONATHAN B VETTER3 | 6680 POE AVE, STE. 200 DAYTON, OH 45414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $803 | $0 | $803 | 0.13% |
| MICHAEL R REBER3 | 20101 HERON CROSSING TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $799 | $0 | $799 | 0.13% |
| BRIAN J DAY3 | 8744 UNION CENTRE BLVD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $530 | $0 | $530 | 0.09% |
| MATTHEW R CALICOAT3 | 24250 N 23RD AVE. #1204 PHOENIX, AZ 85085 | CONTINENTAL AMERICAN INSURANCE COMPANY | $383 | $0 | $383 | 0.06% |
| SES LLC GINA GEIGER ENT.3 | 2620 LIBERTY ELLERTON RD DAYTON, OH 45417 | CONTINENTAL AMERICAN INSURANCE COMPANY | $374 | $0 | $374 | 0.06% |
| IAN B BRANYON3 | 8744 UNION CENTRE BLVD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $205 | $0 | $205 | 0.03% |
| HARRIET L GLASS3 | 46 ABERFIELD LANE MIAMISBURG, FL 45342 | CONTINENTAL AMERICAN INSURANCE COMPANY | $181 | $0 | $181 | 0.03% |
| INGER M PENNINGTON3 | 7179 HONEYWOOD CT. CINCINNATI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $170 | $0 | $170 | 0.03% |
| TINA LOUISE LARGER3 Filed as: TINA L LARGER | 708 E 4TH ST. MINSTER, OH 45865 | CONTINENTAL AMERICAN INSURANCE COMPANY | $154 | $0 | $154 | 0.03% |
| JULIE M SMITH3 | 2900 CHALMAR DRIVE BEAVERCREEK, OH 45431 | CONTINENTAL AMERICAN INSURANCE COMPANY | $94 | $0 | $94 | 0.02% |
| JEREMY M SMITH3 | 2900 CHALMAR DR. BEAVERCREEK, OH 45431 | CONTINENTAL AMERICAN INSURANCE COMPANY | $92 | $0 | $92 | 0.02% |
| JESSICA L MCGINNITY3 | 1954 TURNBULL RD. DAYTON, OH 45432 | CONTINENTAL AMERICAN INSURANCE COMPANY | $79 | $0 | $79 | 0.01% |
| TRISTAN GAINES3 | 357 AZALEA WAY NEW BRAUNFELS, TX 78132 | CONTINENTAL AMERICAN INSURANCE COMPANY | $63 | $0 | $63 | 0.01% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVE. CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | $0 | $39 | 0.01% |
| WILLIAM ROBERTS3 | 3749 SACHEM AVE CINCINNATI, OH 45226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | $0 | $33 | 0.01% |
| SHANNON M VOGEL3 | 6955 BECKETT CT. CENTERVILLE, OH 45459 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | $0 | $29 | 0.00% |
| DAVID N MULLINS JR3 | 1437 ROYALTON RD TOLEDO, OH 43612 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | $0 | $16 | 0.00% |
| MICHAEL R MAGOTEAUX3 | 2250 CARDO RD. FT LORAMIE, OH 45845 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | $0 | $14 | 0.00% |
| ALISON L PFEIFFER3 | 377 CLEAR SPRINGS CT. CARLISLE, OH 45005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | $0 | $12 | 0.00% |
| RISES LEE ROY YOUNG ENT.3 | 816 POWELL AVE MIAMISBURG, OH 45342 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.00% |
| GINA M. GEIGER3 Filed as: GINA M GEIGER | 2717 MIAMISBURG CENTERVILLE RD SUITE 215 DAYTON, OH 45459 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| COLLEEN P EHRET3 | 2103 CRAB TREE DR. BEAVERCREEK, OH 45431 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,577 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,594 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUPERIOR DENTAL CARE | 6,382 | $1.8M |
| Vision | VISION SERVICE PLAN | 2,227 | $392K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,615 | $2.8M |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,137 | $599K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,382 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.