| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ART HAUSER INSURANCE INC3 | 8260 NORTHCREEK DRIVE, STE 200 CINCINNATI, OH 45236 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $29K | $29K | 2.66% |
| JAMES D THOMAS3 Filed as: JAMES D. THOMAS | 5451 ST. ANDREWS DR. WESTERVILLE, OH 43082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $1K | $6K | 7.48% |
| HEALTHCARE REFORM ALTERNATIVES LLC3 | 2706 BAR HARBOUR CT. LEWIS CENTER, OH 43035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $3K | $5K | 6.93% |
| DONALD W. HUGHETT3 | 10864 KRISTIRIDGE DR. CINCINNATI, OH 45252 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 1.79% |
| JOSEPH W. BRUNGS3 | 4000 SMITH RD. CINCINNATI, OH 45209 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 1.69% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY ROAD 100 CINCINNATI, OH 45242 | DENTAL CARE PLUS, INC. | $2K | — | $2K | 3.47% |
| EVA BALLARD3 | 6668 FRONTIER DRIVE INDEPENDENCE, KY 41051 | DENTAL CARE PLUS, INC. | $2K | — | $2K | 2.82% |
| CORNERSTONE BROKER INS SERVICES3 Filed as: CORNERSTONE BROKER INS SERVICE | 2101 FLORENCE AVE CINCINNATI, OH 45206 | DENTAL CARE PLUS, INC. | $999 | — | $999 | 1.42% |
| EVA BALLARD3 | 6668 FRONTIER DRIVE INDEPENDENCE, KY 41051 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.40% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY ROAD 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 3.06% |
| EVA BALLARD3 | 6668 FRONTIER DRIVE INDEPENDENCE, KY 41051 | HUMANA COMPBENEFITS INSURANCE COMPANY | $704 | — | $704 | 5.11% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY ROAD 100 CINCINNATI, OH 45242 | HUMANA COMPBENEFITS INSURANCE COMPANY | $450 | $85 | $535 | 3.88% |
| CBISA REACQUISITION CORP3 Filed as: CBISA REACQUISTION CORP | 2101 FLORENCE AVE CINCINNATI, OH 45206 | HUMANA COMPBENEFITS INSURANCE COMPANY | $224 | — | $224 | 1.63% |
| RICHARD C MILHAM3 | 411 TERRACE PLACE TERRACE PARK, OH 45174 | AMERICAN UNITED LIFE INSURANCE COMPANY | $1K | — | $1K | 10.82% |
| EVA BALLARD3 | 6668 FRONTIER DRIVE INDEPENDENCE, KY 41051 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $927 | — | $927 | 13.69% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY ROAD 100 CINCINNATI, OH 45242 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $555 | — | $555 | 8.20% |
| CORNERSTONE BROKER INS SERVICES3 Filed as: CORNERSTONE BROKER INS SERVICE | 2101 FLORENCE AVE CINCINNATI, OH 45206 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $129 | — | $129 | 1.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 211 | $1.1M |
| Dental | DENTAL CARE PLUS, INC. | 217 | $70K |
| Vision | HUMANA COMPBENEFITS INSURANCE COMPANY | 82 | $14K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 146 | $40K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 137 | $7K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 35 | $13K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 76 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.