| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | $50K | — | $50K | 3.67% |
| THE CHRIST HOSPITAL3 | 2139 AUBURN AVENUE CINCINNATI, OH 45219 | STANDARD INSURANCE COMPANY | — | $794 | $794 | 0.06% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | STANDARD INSURANCE COMPANY | $54K | — | $54K | 4.25% |
| THE CHRIST HOSPITAL3 | 2139 AUBURN AVENUE CINCINNATI, OH 45219 | STANDARD INSURANCE COMPANY | — | $794 | $794 | 0.06% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $40K | — | $40K | 6.64% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 282905494 | TRANSAMERICA LIFE INSURANCE COMPANY | $125K | — | $125K | 38.93% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN | 12421 MEREDITH DRIVE ATTN CMS URBANDALE, IA 50398 | TRANSAMERICA LIFE INSURANCE COMPANY | $39K | — | $39K | 12.27% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN. | PO BOX 310502 DES MOINES, IA 503310502 | METROPOLITAN LIFE INSURANCE COMPANY | $33K | $2K | $35K | 18.26% |
| THE FARMINGTON COMPANY3 Filed as: FARMINGTON CO | 30 WATERSIDE DRIVE ATTN STEPHANIE ATTRUIA CORPORATE ACCOUNTING FARMINGTON, CT 060323069 | METROPOLITAN LIFE INSURANCE COMPANY | $853 | $30K | $31K | 16.56% |
| AON CONSULTING INC3 | 30 WATERSIDE DR ATTN STEPHANIE ATTRUIA CORPORATE ACCOUNTING FARMINGTON, CT 060323069 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $53 | $26K | 13.86% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN. | PO BOX 310502 DES MOINES, IA 503310502 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $467 | $17K | 9.08% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IA 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $744 | $744 | 0.40% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 282905494 | TRANSAMERICA LIFE INSURANCE COMPANY | $23K | — | $23K | 15.85% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN | 12421 MEREDITH DRIVE ATTN CMS URBANDALE, IA 50398 | TRANSAMERICA LIFE INSURANCE COMPANY | $7K | — | $7K | 4.74% |
| THE FARMINGTON COMPANY3 Filed as: FARMINGTON CO | 30 WATERSIDE DRIVE ATTN STEPHANIE ATTRUIA CORPORATE ACCOUNTING FARMINGTON, CT 060323069 | METROPOLITAN LIFE INSURANCE COMPANY | $512 | $19K | $20K | 19.13% |
| AON CONSULTING INC3 | 30 WATERSIDE DR ATTN STEPHANIE ATTRUIA CORPORATE ACCOUNTING FARMINGTON, CT 060323069 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $53 | $13K | 12.04% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN. | PO BOX 310502 DES MOINES, IA 503310502 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $269 | $10K | 9.30% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $340 | $340 | 0.33% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN. | PO BOX 310502 DES MOINES, IA 503310502 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $850 | $13K | 17.92% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $251 | — | $251 | 5.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,244 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 67 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,311 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,063 | $555K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 6,961 | $612K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 5,475 | $1.7M |
| Long-term disability | STANDARD INSURANCE COMPANY | 3,986 | $1.3M |
| Other | TRANSAMERICA LIFE INSURANCE COMPANY | 498 | $142K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,961 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.