| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | PO BOX 62889 VIRGINIA BEACH, VA 23466 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 7.18% |
| CARRIE L CARTER3 Filed as: CARRIE L. CARTER | 4433 38TH STREET NW, SUITE 4 CANTON, OH 44718 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 4.43% |
| MARK L HENDERSON3 Filed as: MARK L. HENDERSON | 8155 GARNET AVENUE NE NORTH CANTON, OH 44721 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 2.07% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS AND ASSOC. AND OTHER AGENTS | 838 ACKLEY ROAD CINCINNATI, OH 45255 | CONTINENTAL AMERICAN INSURANCE COMPANY | $695 | $0 | $695 | 1.33% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN AND ASSOCIATES LLC | 4990 EAST GALBRAITH ROAD, SUITE 102 CINCINNATI, OH 45236 | CONTINENTAL AMERICAN INSURANCE COMPANY | $578 | $0 | $578 | 1.11% |
| A C LONG & ASSOCIATES INC3 Filed as: A.C. LONG AND ASSOCIATES INC. | 1113 MEDINA ROAD, SUITE 500 MEDINA, OH 44256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $506 | $0 | $506 | 0.97% |
| MICHAEL K MARVILLE3 Filed as: MICHAEL K. MARVILLE | 1476 SOUTH HIGH STREET COLUMBUS, OH 43207 | CONTINENTAL AMERICAN INSURANCE COMPANY | $412 | $0 | $412 | 0.79% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 5880 VENTURE DRIVE DUBLIN, OH 43017 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 3.81% |
| DONNA L BEYLAND3 Filed as: DONNA L. BEYLAND | 519 WINDSOR PARK DRIVE DAYTON, OH 45459 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $840 | $2 | $842 | 2.11% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN AND ASSOCIATES LLC | 4990 EAST GALBRAITH ROAD, SUITE 102 CINCINNATI, OH 45236 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $523 | $0 | $523 | 1.31% |
| PATRICIA G SPIES3 Filed as: PATRICIA G. SPIES | 600 SOUTH MARSHALL ROAD MIDDLETOWN, OH 45044 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $455 | $9 | $464 | 1.16% |
| MJ INSURANCE3 Filed as: HOWARD MESZAROS AND VARIOUS AGENTS | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $220 | $0 | $220 | 0.55% |
| BEYLAND CONSULTANTS INC3 Filed as: BEYLAND CONSULTANTS INC. | 519 WINDSOR PARK DRIVE CENTERVILLE, OH 45459 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $163 | $0 | $163 | 0.41% |
| USI INSURANCE SERVICES LLC3 | 312 ELM STREET CINCINNATI, OH 45202 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $84 | $3 | $87 | 0.22% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62889 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $38 | $38 | 0.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 349 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 349 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 349 | $74K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 74 | $40K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 349 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 349 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.