See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY EIN 41-1289245 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $15.6M |
| CIGNA HEALTH & LIFE INSURANCE EIN 59-1031071 NONE | Participant communication; Contract Administrator; Claims processing; Named fiduciary; Float revenue; Other services; Direct payment from the plan Service code 12 | — | $2.0M |
| GENEX SERVICES LLC EIN 95-3327434 NONE | Other services; Direct payment from the plan Service code 49 | — | $652K |
| BEST DOCTORS EIN 04-2908444 NONE | Direct payment from the plan; Other services Service code 49 | — | $587K |
| FAMILY GUIDANCE, INC. EIN 52-1883918 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $294K |
| JACKSON LEWIS P.C. EIN 46-3862389 NONE | Legal; Direct payment from the plan Service code 29 | — | $241K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $34K |
| BURNETT DRISKILL, LLC NONE | Legal; Direct payment from the plan Service code 29 | 103 W. 26TH AVE SUITE 290 NORTH KANSAS CITY, MO 64116 | $30K |
| DINSMORE & SHOHL NONE | Legal; Direct payment from the plan Service code 29 | 255 E 5TH ST STE 1900 CINCINNATI, OH 45202 | $26K |
| CITIBANK EIN 13-3124140 NONE | Account maintenance fees; Other services; Direct payment from the plan Service code 49 | — | $17K |
| THOMPSON HINE LLP EIN 34-0575300 NONE | Legal; Direct payment from the plan Service code 29 | — | $13K |
| GUYNN & WADDELL, P.C NONE | Legal; Direct payment from the plan Service code 29 | 415 S COLLEGE AVE SALEM, VA 24016 | $11K |
| STATE STREET BANK AND TRUST COMPANY EIN 04-1867445 NONE | Other fees; Trustee (directed); Direct payment from the plan Service code 25 | — | $6K |
| SSDC SERVICES CORP. EIN 38-3357459 NONE | Other fees; Participant communication; Direct payment from the plan; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $6K |
| REED GROUP LTD NONE | Legal; Direct payment from the plan Service code 29 | 10155 WESTMOOR DR STE 210 WESTMINSTER, CO 80021 | $5K |
| CIGNA HEALTH & LIFE INSURANCE CO. | Non-monetary compensation; Direct payment from the plan; Contract Administrator; Claims processing; Named fiduciary; Participant communication; Float revenue; Other services Service code 12 | — | $0 |
| CIGNA HEALTH & LIFE INSURANCE CO.. | Contract Administrator; Participant communication; Non-monetary compensation; Other services; Claims processing; Direct payment from the plan; Float revenue; Named fiduciary Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,355 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 76 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20,431 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TRIPLE-S SALUD, INC. | 123 | $1.1M |
| Dental | TRIPLE-S SALUD, INC. | 123 | $1.0M |
| Prescription drug(2 contracts, 2 carriers) | TRIPLE-S SALUD, INC. | 123 | $1.1M |
| Other | TRIPLE-S SALUD, INC. | 123 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 123 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.