| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONDUENT HR CONSULTING LLC3 | P.O. BOX 202617 DALLAS, TX 753202617 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $7K | $7K | 1.18% |
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD, STE 102 CINCINNATI, OH 452366711 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.29% |
| BUCK GLOBAL LLC3 | P.O. BOX 202617 DALLAS, TX 753202617 | METROPOLITAN LIFE INSURANCE COMPANY | — | $13 | $13 | 0.00% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | KAISER FOUNDATION HEALTH PLAN INC. | $4K | — | $4K | 4.26% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC. | 4990 EAST GALBRAITH ROAD STE 102 CINCINNATI, OH 452366711 | KAISER FOUNDATION HEALTH PLAN INC. | $2K | — | $2K | 1.60% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING INC. | P.O. BOX 202617 DALLAS, TX 753202617 | KAISER FOUNDATION HEALTH PLAN INC. | $3K | — | $3K | 4.49% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC. | 4990 EAST GALBRAITH ROAD STE 102 CINCINNATI, OH 452366711 | KAISER FOUNDATION HEALTH PLAN INC. | $1K | — | $1K | 1.42% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $334K |
| HORAN ASSOCIATES, INC. EIN 31-1004837 BROKER | Insurance brokerage commissions and fees Service code 53 | — | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 646 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 646 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 14 | $170K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,786 | $611K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,786 | $611K |
| Other | UNITED BEHAVIORAL HEALTH DBA OPTUM | 646 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,786 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.