| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACCELERATED FINANCIAL PLANNING3 Filed as: ACCELERATED FINANCIAL PLANNING AGEN | 5880 VENTURE DRIVE DUBLIN, OH 43017 | COMMUNITY INSURANCE COMPANY | $17K | — | $17K | 1.26% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOC INC | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | COMMUNITY INSURANCE COMPANY | $4K | $2K | $6K | 0.44% |
| ACCELERATED FINANCIAL PLANNING3 Filed as: ACCELERATED FINANCIAL PLANNING AGEN | 5880 VENTURE DRIVE SUITE D DUBLIN, OH 43017 | ANTHEM LIFE INSURANCE COMPANY | $9K | — | $9K | 7.57% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | ANTHEM LIFE INSURANCE COMPANY | $3K | $1K | $4K | 3.36% |
| ACCELERATED FINANCIAL PLANNING3 Filed as: ACCELERATED FINANCIAL PLANNING INC | 5880 VENTURE DRIVE DUBLIN, OH 43017 | COMMUNITY INSURANCE COMPANY | $2K | — | $2K | 4.56% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | COMMUNITY INSURANCE COMPANY | $156 | — | $156 | 0.44% |
| ACCELERATED FINANCIAL PLANNING3 Filed as: ACCELERATED BENEFITS | 5880 VENTURE DRIVE DUBLIN, OH 43017 | EYEMED VISION CARE | $622 | — | $622 | 9.04% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES AND HORAN SECURITI | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | EYEMED VISION CARE | $64 | — | $64 | 0.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 147 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 80 | $1.4M |
| Dental | COMMUNITY INSURANCE COMPANY | 91 | $36K |
| Vision | EYEMED VISION CARE | 147 | $7K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 127 | $112K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 127 | $112K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 127 | $112K |
| Other | ANTHEM LIFE INSURANCE COMPANY | 127 | $112K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 147 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.