| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BLVD WOODBURY, NY 11797 | AETNA LIFE INSURANCE CO. | — | $7K | $7K | 0.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BLVD 17TH FLOOR WOODBURY, NY 11797 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 2.40% |
| SATS LLC3 | 77 SPRUCE STREET CEDARHURST, NY 11516 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 1.67% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 777 COMMERCE DRIVE FAIRFIELD, CT 06825 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | $3K | $10K | 69.56% |
| SATS LLC3 Filed as: SATS LLC DBA PREFERRED SERVICE | 77 SPRUCE STREET SUITE 203 CEDARHURST, NY 11516 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $182 | — | $182 | 1.28% |
| DANIEL C HARRIS3 Filed as: DANIEL CARL HARRIS | 124 CARTERS GROVE DR GIBSONIA, PA 15044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $294 | $5K | $5K | 47.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BLVD WOODBURY, NY 11797 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $18 | $1K | 12.97% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34 | — | $34 | 0.33% |
| VICTORIA SONNIE3 | 367 RICH HILL ROAD CHESWICK, PA 15024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.15% |
| DONNA TROXELL3 | 706 WESTWOOD DRIVE GIBSONIA, PA 15024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $2 | $14 | 0.14% |
| CHARLES ANTHONY HUMBERGER3 | 228 COOL SPRINGS RD. WHITE OAK, PA 15131 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.10% |
| RYAN P BENEDICT3 Filed as: RYAN PATRICK BENEDICT | 1143 CEDAR BLVD PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BLVD WOODBURY, NY 11797 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $24 | $2K | 30.87% |
| DANIEL C HARRIS3 Filed as: DANIEL CARL HARRIS | 124 CARTERS GROVE DR GIBSONIA, PA 15044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $563 | — | $563 | 10.46% |
| CHARLES ANTHONY HUMBERGER3 | 228 COOL SPRINGS RD. WHITE OAK, PA 15131 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $556 | — | $556 | 10.33% |
| CASSEY A. WALKER3 Filed as: CASSEY ANN WALKER | 426 ALLEGHENY AVE. ALIQUIPPA, PA 15001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $354 | — | $354 | 6.58% |
| LESLIE COLLEEN O'BRIEN3 | 1285 LAKEMONT DR PITTSBURGH, PA 15243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.39% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIR PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $4 | $19 | 0.35% |
| JOY GRUBE PADGELEK3 | 318 COTTINGHAM CIRCLE CRANBERRY TWP, PA 16066 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.28% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BLVD WOODBURY, NY 11797 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12K | $18 | $12K | 280.47% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR STE 101 CRANBERRY, PA 16066 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $723 | $2K | 57.06% |
| MARIANNE E SULLIVAN3 Filed as: MARIANNE ELIZABETH SULLIVAN | 305 WATERFORD COURT CRANBERRY TWP, PA 16066 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $394 | $106 | $500 | 11.45% |
| DANIEL C HARRIS3 Filed as: DANIEL CARL HARRIS | 124 CARTERS GROVE DR GIBSONIA, PA 15044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $423 | — | $423 | 9.69% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA BRIAN PATTEN | 115 SEWICKLEY FARM CIR MARS, PA 16046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $114 | $117 | $231 | 5.29% |
| DAVID C POTTER3 | 235 ELIZABETH AVE EAST PITTSBURGH, PA 15112 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $101 | $22 | $123 | 2.82% |
| PATRICK JOHN CALABRO3 | 2120 RIDGE DRIVE MARS, PA 16046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $79 | $3 | $82 | 1.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BLVD WOODBURY, NY 11797 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $320 | $4 | $324 | 7.63% |
| RYAN NORGREN3 Filed as: RYAN CRAIG NORGREN | 11115 ASHLAND RD. APT. 103 COLUMBIA, MO 65201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $99 | — | $99 | 2.33% |
| DANIEL C HARRIS3 Filed as: DANIEL CARL HARRIS | 124 CARTERS GROVE DR GIBSONIA, PA 15044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | — | $73 | 1.72% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.38% |
| VICTORIA R SONNIE3 | 367 RICH HILL ROAD CHESWICK, PA 15024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.19% |
| DONNA TROXELL3 | 706 WESTWOOD DRIVE GIBSONIA, PA 15044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $1 | $6 | 0.14% |
| HEATHER MARIE BARTLEY3 | 324 OSPREY COURT WEXFORD, PA 15090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.12% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR STE 101 CRANBERRY, PA 16066 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $190 | $48 | $238 | 6.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 100 SUNNYSIDE BLVD WOODBURY, NY 11797 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $112 | $1 | $113 | 2.85% |
| RYAN P BENEDICT3 Filed as: RYAN PATRICK BENEDICT | 1143 CEDAR BLVD PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | — | $55 | 1.39% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.43% |
| VICTORIA R SONNIE3 | 367 RICH HILL RD. CHESWICK, PA 15024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.20% |
| DONNA TROXELL3 | 706 WESTWOOD DRIVE GIBSONIA, PA 15044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $1 | $6 | 0.15% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR STE 101 CRANBERRY, PA 16066 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $760 | $3K | — |
| RYAN NORGREN3 Filed as: RYAN CRAIG NORGREN | 1115 ASHLAND RD. APT 103 COLUMBIA, MO 65201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $396 | — | $396 | — |
| KEVIN J DICKHERBER3 Filed as: KEVIN JOSEPH DICKHERBER | 2101 W BROADWAY STE 200 COLUMBIA, MO 65203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $213 | — | $213 | — |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA BRIAN PATTEN | 115 SEWICKLEY FARM CIR MARS, PA 16046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $104 | $107 | $211 | — |
| MICHAEL S CLISE3 Filed as: MICHAEL CLISE | PO BOX 228 EIGHTY FOUR, PA 15330 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $101 | $3 | $104 | — |
| JOHANNES C BUBBERT3 | 170 JERVIS AVE COPIAQUE, NY 11726 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | — | $63 | — |
| HEATHER MARIE BARTLEY3 | 324 OSPREY COURT WEXFORD, PA 15090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | — |
| KAYNE LANAHAN3 | 8316 EPHRAIM RD AUSTIN, TX 78717 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $198 | $1K | — |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR STE 101 CRANBERRY, PA 16066 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $488 | $172 | $660 | — |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA BRIAN PATTEN | 115 SEWICKLEY FARM CIR MARS, PA 16046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | $21 | $41 | — |
| WESLEY WILLIAMS DAVIS3 | 17759 WOODS DRIVE BOONVILLE, MO 65233 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | — |
| HEATHER MARIE BARTLEY3 | 324 OSPREY COURT WEXFORD, PA 15090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | — |
| LUIS CROCE3 | 79 EDNA PLACE LACKAWANNA, NY 14218 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $1 | $2 | — |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR STE 101 CRANBERRY, PA 16066 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $962 | $3K | — |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA BRIAN PATTEN | 115 SEWICKLEY FARM CIR MARS, PA 16046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $126 | $130 | $256 | — |
| HEATHER MARIE BARTLEY3 | 324 OSPREY COURT WEXFORD, PA 15090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 267 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 267 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 217 | $1.3M |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 267 | $14K |
| Other(10 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 267 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 267 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.