| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 6929 N HAYDEN RD STE C4 - 454 SCOTTSDALE, AZ 85250 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $91K | $91K | 4.99% |
| PARAGON PARTNERS LTD3 | 9420 E DOUBLETREE RANCH RD STE C103 SCOTTSDALE, AZ 85258 | UNITEDHEALTHCARE INSURANCE COMPANY | $37K | — | $37K | 2.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 N HAYDEN RD STE C4 - 454 SCOTTSDALE, AZ 85250 | TRANSAMERICA LIFE INSURANCE COMPANY | $37K | — | $37K | 14.97% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS LIMITED | 9420 E DOUBLETREE RANCH RD STE C-103 SCOTTSDALE, AZ 85258 | TRANSAMERICA LIFE INSURANCE COMPANY | $12K | — | $12K | 4.65% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INS SERVICES OF THE WEST, LLC | 21300 VICTORY BLVD #700 WOODLAND HILLS, CA 91367 | TRANSAMERICA LIFE INSURANCE COMPANY | $64 | — | $64 | 0.03% |
| BRIDGEMARK INS GROUP LLC3 | 6929 N HAYDEN RD STE C4454 SCOTTSDALE, AZ 85250 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | $3K | $25K | 11.88% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD STE 200 10903 HAUPPAUGE, NY 11788 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $5K | $16K | 7.60% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $9K | $18K | 20.68% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $7K | $14K | 20.73% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $6K | $11K | 22.12% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $3K | $6K | 21.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 312 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 314 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 355 | $1.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 412 | $210K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 412 | $210K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 312 | $78K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 312 | $89K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 312 | $68K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 355 | $1.8M |
| Other(3 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 312 | $327K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 412 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.