| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMPLOYER ADMINISTRATIVE SERVICES3 | 4200 UNIVERSITY AVENUE, STE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $20K | $20K | 21.40% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON COMPANY | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $2K | $11K | 11.96% |
| MIDWEST HERITAGE3 Filed as: MIDWEST HERITAGE SERVICES, INC | 1025 BRADEN AVE PO BOX 737 CHARITON, IA 50049 | ALLSTATE BENEFITS | $29K | — | $29K | 35.60% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON CO | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | ALLSTATE BENEFITS | $13K | — | $13K | 16.02% |
| ALAN PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE BENEFITS | $1K | — | $1K | 1.78% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON COMPANY | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $2K | $7K | 12.94% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON COMPANY | 4200 UNIVERSITY AVENUE, STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $580 | $7K | 21.74% |
| EMPLOYER ADMINISTRATIVE SERVICES3 | 4200 UNIVERSITY AVENUE, STE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $7K | $7K | 21.40% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON COMPANY | 4200 UNIVERSITY AVE, STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $644 | $3K | 12.28% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON COMPANY | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $912 | $201 | $1K | 12.20% |
| MIDWEST HERITAGE3 Filed as: MIDWEST HERITAGE SERVICES INC | 1025 BRADEN AVE PO BOX 737 CHARITON, IA 50049 | ALLSTATE BENEFITS | $3K | — | $3K | 42.47% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON CO | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | ALLSTATE BENEFITS | $1K | — | $1K | 18.81% |
| ALAN PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE BENEFITS | $109 | — | $109 | 1.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 792 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 792 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 802 | $102K |
| Short-term disability(2 contracts, 2 carriers) | ALLSTATE BENEFITS | 111 | $133K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 118 | $62K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 802 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 802 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.