| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| T R HEDGE AND ASSOCIATES3 Filed as: T R HEDGE & ASSOCIATES INC | 63 CORBINS MILL DR DUBLIN, OH 43017 | ANTHEM LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| T R HEDGE AND ASSOCIATES3 Filed as: T R HEDGE & ASSOCIATES INC | 63 CORBINS MILL DR DUBLIN, OH 43017 | UNITED HEALTHCARE INSURANCE COMPANY | — | — | $0 | 0.00% |
| T R HEDGE AND ASSOCIATES3 Filed as: T R HEDGE & ASSOCIATES INC | 63 CORBINS MILL DR DUBLIN, OH 43017 | ANTHEM BLUECROSS BLUESHEILD | — | — | $0 | 0.00% |
| T R HEDGE AND ASSOCIATES3 Filed as: T R HEDGE & ASSOCIATES INC | 63 CORBINS MILL DR DUBLIN, OH 43017 | LINCOLN FINANCIAL GROUP | — | — | $0 | 0.00% |
| T R HEDGE AND ASSOCIATES3 Filed as: T R HEDGE & ASSOCIATES INC | 63 CORBINS MILL DR DUBLIN, OH 43017 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| T R HEDGE AND ASSOCIATES3 Filed as: T R HEDGE & ASSOCIATES INC | 63 CORBINS MILL DR DUBLIN, OH 43017 | VISION BENEFITS OF AMERICA | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 331 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 331 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 331 | $894K |
| Dental | ANTHEM BLUECROSS BLUESHEILD | 118 | $41K |
| Vision | VISION BENEFITS OF AMERICA | 133 | $8K |
| Short-term disability | LINCOLN FINANCIAL GROUP | 11 | $18K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 112 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.