| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFITS | 4933 LINCOLN AVENUE LISLE, IL 60532 | BLUECROSS BLUESHIELD OF ILLINOIS | $26K | — | $26K | 2.19% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDALL & JOHNSON | 109 PHEASANT RUN NEWTOWN, PA 18940 | BLUECROSS BLUESHIELD OF ILLINOIS | $21K | — | $21K | 1.75% |
| RESOURCE BROKERAGE LLC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $4K | $736 | $5K | 0.39% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON, KENDALL, JOHNSON BENE | 109 PHEASANT RUN NEWTOWN, PA 18940 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | $2K | $5K | 3.99% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFITS SE | 4933 LINCOLN AVENUE LISLE, IL 60532 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 0.88% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BEN SVCS | 750 WARRENVILLE RD STE 400 LISLE, IL 60532 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 5.93% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDALL & JOHNSON BENEFITS | 109 PHEASANT RUN NEWTOWN, PA 18940 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $900 | $4K | 5.47% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BEN SVCS INC | 750 WARRENVILLE RD STE 400 LISLE, IL 60532 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.93% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDALL & JOHNSON BENEFITS | 109 PHEASANT RUN NEWTOWN, PA 18940 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $450 | $2K | 5.49% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BEN SVCS INC | 750 WARRENVILLE RD STE 400 LISLE, IL 60532 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.93% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDALL & JOHNSON BENEFITS | 109 PHEASANT RUN NEWTOWN, PA 18940 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $396 | $2K | 5.48% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BEN SVCS INC | 750 WARRENVILLE RD STE 400 LISLE, IL 60532 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $800 | — | $800 | 5.83% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDALL & JOHNSON BENEFITS | 109 PHEASANT RUN NEWTOWN, PA 18940 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $573 | $200 | $773 | 5.63% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFIT SERVICES | 750 WARRENVILLE RD STE 400 LISLE, IL 60532 | VISION SERVICE PLAN | $563 | — | $563 | 5.08% |
| JOHNSON KENDALL AND JOHNSON3 Filed as: JOHNSON KENDALL AND JOHNSON BENEFIT | 109 PHEASANT RUN NEWTOWN, PA 18940 | VISION SERVICE PLAN | $441 | — | $441 | 3.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 238 | $1.2M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 115 | $125K |
| Vision | VISION SERVICE PLAN | 107 | $11K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 129 | $78K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 129 | $28K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 129 | $32K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 129 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.